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Band 7

In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #apps #development
Nowadays, digitization has vast applications in each and every field. Digital money or payment via mobile applications is one
such
 advancement which is becoming more acceptable among
people
 worldwide. There are certain merits and demerits of
this
 developing trend which will be discussed
further
 in the below paragraphs.
To begin
 with, cyber security in many parts of developing countries is still a question mark. Spending money by clicking a few buttons on a device can be scary for most middle-class
people
. To cite an example, one
such
 incident occurred with me while I was ordering food online and had already paid for it but the delivery person requested the payment in cash as the restaurant had not received the bill value. Due to a lack of appropriate regulation I was forced to make double pay.
Therefore
, trusting
such
 apps for payments can be daunting.
On the other hand
, there are some benefits of
this
 service.
Firstly
,
people
 today are not required to carry a huge amount in their pockets as applications like Paytm, Paypal and many more are easily available everywhere.
Furthermore
, swiping a card or scanning a QR code can be learnt within minutes.
Secondly
, online transactions are boon to working-class society.
For instance
, in the older ,days
people
 had to stand in a queue to deposit or withdraw their money in the bank which is not the case now as the introduction of bank websites has made these methods obsolete.
Thus
, the digital mode of payment is simple and can be easily put into daily practice. All in all, it is evident that paying for things using cell phones is widely popular today in most countries as it is convenient and hassle-free.
Although
 safety is a concern, in my opinion, the advantages outweigh the disadvantages.
Submitted by sweety on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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