In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Nowadays, it has become a growing trend that, bills are paid online via payments apps using electronic gadgets.
Although
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it helps not to carry
money
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along with you, I believe that recouping the lost
money
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due to wrong numbers will take time and the chances of health-related problems may rise due to increased use of internet in mobile phones.
Hence
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, it is evident that its disadvantages outweigh the advantages. Monetary transactions could be difficult in situations like
one
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has to pay a huge amount. There are only less chances of getting robbed or theft of currencies since most of the people are using banking apps and other payment applications
instead
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of taking
money
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with them to initiate the transaction.
For example
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: Many men and women use their Google pay app to settle the bill at supermarkets, fashion stores, and jewel shops as well.
As a result
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, the stress and strain that
one
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feels while carrying lots of currencies are reduced, I believe that these transactions should be done with at most care. Each transaction should be made to correct phone numbers or bank accounts.
Otherwise
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,
one
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should face loss of
money
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even if only a digit is wrong. Since everyone are using their own mobile data to initiate the
money
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transfer, almost all the time the smart phones are set on. As the consequence of its radiations, health related problems may rise, and
one
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could easily get sick.
For instance
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: Studies at London University reveals that, many affected with mental illness since they mis-transferred the
money
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to a different account which was not retransferred and other health issues like cardiac arrest and even cancer due to the heavy radiations.
Hence
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, I believe that bill payments in person is better than smart apps. In conclusion, even though the android app for payments helps everyone with cashless transaction, which is a common scenario across the globe now, I reckon that coins and currencies should be used to avoid loss of wealth and to keep us healthy - free from radiations.
Submitted by Renjitha Joseph on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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