In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Currently, the development of information industries, particularly the telecommunications and mobile device development fields, promotes the wide applications of digital transactions using mobile phones. As pros are always accompanied by cons, paying by mobile phones is an arguable topic. From my perspective, there are great advantages over disadvantages when people use
this
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approach. Several compelling reasons can be listed to argue the great benefits of using mobile phones to finish payments or transactions.
Initially
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,
this
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approach is convenient for both customers and sellers. Customers are free from taking their credit cards or cash, especially the users with multiple cards
,
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apply
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because all actions of paying can be realized using their fingertips. The daily workload of sellers is largely reduced as they don't have to manage cash and coins. For the
second
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reason, cash-free is a much healthier and sanitary experience during shopping.
By contrast
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, the conventional use of cash or credit cards might increase the spread of diseases and viruses due to close contact of items among people. The mobile
app
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is much safer ,especially during the Covid-19 era.
Lastly
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, the high-volume download of
app
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stores enabled the release of applications along with improved functions at a staggering speed and
thus
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promote the development of IT industries. It is transparently clear to see the substantially increased numbers of applications in recent years and the booming of these new digital methods will improve our life quality.
On the contrary
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, the voices arguing the cons of mobile
app
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payment are rising. One of the primary reasons is attributed to the security aspect of these apps. Specifically, it was reflected by the increasing cases numbers of personal information leakage and fraudulence. Admittedly, these factors largely reduce the advantages of virtual payment.
Nevertheless
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, great efforts have been made to prevent these negative impacts. For developers, updates with more security considerations were updated by introducing authentication codes. The security awareness of using mobiles was raised among the public with support from the government.
Thus
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, I think these shortcomings can be gradually alleviated and electronic payment will play a substantial role in our life. In all,
digital
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the digital
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transaction is a growing industry with potential problems and drawbacks.
However
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,
this
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is a promising career which brings significant convenience to our life with board recognitions from the public. I would agree that more positive outcomes are brought about by mobile
app
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payments.
Submitted by yuleon8 on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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