In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Several nations are using mobile
applications
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for
payments
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.
This
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essay will argue that despite the fact that it makes
people
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addicted to mobile
phones
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, reducing the black
money
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in the nation means the advantages outweigh the drawbacks. The disadvantage of
this
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development is most
people
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are getting addicted and dependent on mobile
phones
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. As these
applications
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create dependency on mobile
phones
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.
Applications
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in Mobile are making human life easier by guiding them through reviews and shopping websites. Even having
this
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Payment application installed on mobile will reduce the dependency on wallets.
For instance
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, PhonePay, GooglePay and Paytm mobile apps are known to many
people
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as they made
money
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transactions very easy and even reduced the need for NetBanking and create an essential need in public living
thus
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making
people
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addicted to mobile.
However
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, there are many advantages of
this
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development. The main advantage of digital
money
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is reduced black
money
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in the country as many stores are taking only online
payments
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through mobile
phones
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. If the dirty
money
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is reduced it will obviously improve the nation financially which is the biggest problem many countries are facing today. Due to
this
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, many users have to have
money
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in banks and
this
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money
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will be taxed or tracked easily.
For example
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, In 2016 The Prime minister of India supported digital
money
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and passed a rule that maximum
payments
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should happen through usage online so that
this
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money
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will be taxed by the government.
As a result
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,
this
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change made huge usage of mobile
applications
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for
payments
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. To conclude, even though the development of payment
applications
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for mobile
phones
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made mobile users more addicted to gadgets the advantages of them are higher than the drawbacks of reducing black
money
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and supporting the nation financially.
Submitted by yasaswini.gopisetty on

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