In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Several nations are using mobile
applications
for
payments
.
This
essay will argue that despite the fact that it makes
people
addicted to mobile
phones
, reducing the black
money
in the nation means the advantages outweigh the drawbacks. The disadvantage of
this
development is most
people
are getting addicted and dependent on mobile
phones
. As these
applications
create dependency on mobile
phones
.
Applications
in Mobile are making human life easier by guiding them through reviews and shopping websites. Even having
this
Payment application installed on mobile will reduce the dependency on wallets.
For instance
, PhonePay, GooglePay and Paytm mobile apps are known to many
people
as they made
money
transactions very easy and even reduced the need for NetBanking and create an essential need in public living
thus
making
people
addicted to mobile.
However
, there are many advantages of
this
development. The main advantage of digital
money
is reduced black
money
in the country as many stores are taking only online
payments
through mobile
phones
. If the dirty
money
is reduced it will obviously improve the nation financially which is the biggest problem many countries are facing today. Due to
this
, many users have to have
money
in banks and
this
money
will be taxed or tracked easily.
For example
, In 2016 The Prime minister of India supported digital
money
and passed a rule that maximum
payments
should happen through usage online so that
this
money
will be taxed by the government.
As a result
,
this
change made huge usage of mobile
applications
for
payments
. To conclude, even though the development of payment
applications
for mobile
phones
made mobile users more addicted to gadgets the advantages of them are higher than the drawbacks of reducing black
money
and supporting the nation financially.
Submitted by yasaswini.gopisetty on

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