In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Several nations are using mobile
applications
for payments
. This
essay will argue that despite the fact that it makes people
addicted to mobile phones
, reducing the black money
in the nation means the advantages outweigh the drawbacks.
The disadvantage of this
development is most people
are getting addicted and dependent on mobile phones
. As these applications
create dependency on mobile phones
. Applications
in Mobile are making human life easier by guiding them through reviews and shopping websites. Even having this
Payment application installed on mobile will reduce the dependency on wallets. For instance
, PhonePay, GooglePay and Paytm mobile apps are known to many people
as they made money
transactions very easy and even reduced the need for NetBanking and create an essential need in public living thus
making people
addicted to mobile. However
, there are many advantages of this
development.
The main advantage of digital money
is reduced black money
in the country as many stores are taking only online payments
through mobile phones
. If the dirty money
is reduced it will obviously improve the nation financially which is the biggest problem many countries are facing today. Due to this
, many users have to have money
in banks and this
money
will be taxed or tracked easily. For example
, In 2016 The Prime minister of India supported digital money
and passed a rule that maximum payments
should happen through usage online so that this
money
will be taxed by the government. As a result
, this
change made huge usage of mobile applications
for payments
.
To conclude, even though the development of payment applications
for mobile phones
made mobile users more addicted to gadgets the advantages of them are higher than the drawbacks of reducing black money
and supporting the nation financially.Submitted by yasaswini.gopisetty on
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