In many countries, paying for things using mobile phone ap is becoming increasingly common thus this development more advantages or disadvantage.

It is true that many
people
in the digital world get used to digital payment by phone.
Although
there are undoubtedly some considerations of
this
technology, I believe the disadvantage outweighs the advantage overall. On the one hand, online payment is efficient and convenient to be the catalyst for economic development as
people
can buy products anywhere and anytime, even in different countries.
For example
, a person in America who found a product which is available in Japan only,
he
Correct pronoun usage
apply
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can order the product through
e-commerce
Correct article usage
an e-commerce
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app
from Japan directly.
Furthermore
, without carrying cash in daily life,
people
have peace of mind while they do not worry about their money being lost on the street.
On the other hand
, it is perhaps even more critical to develop
this
technology and benefit all
people
in society. Purchasing things by smartphone
app
can be a cybersecurity issue. Usually,
people
can simply log in to the payment
app
with a single password to pay the amount, it is risky if the password is stolen or hacked by fraud online.
Moreover
, while most apps are designed for users familiar with technologies, these digital devices and software are not popularising and be accessible to the elderly or
people
with special needs.
As a result
, the minority faces more challenges when purchasing products. In conclusion, I can understand why paying
things
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for things
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by
app
Add an article
the app
show examples
is more common and popular over the globe. Still, it seems to me that cybersecurity and accessibility should be considered in
this
development.
Submitted by zarutse on

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Topic Vocabulary:
  • Mobile payment apps
  • Transactions
  • Digital wallet
  • Cashless society
  • Financial inclusion
  • NFC (Near Field Communication)
  • QR code
  • E-wallet
  • Cryptocurrency
  • Biometric authentication
  • Two-factor authentication
  • Cybersecurity
  • Data encryption
  • Contactless payment
  • Financial literacy
  • Digital divide
  • Impulse spending
  • Tech-savvy consumers
  • Data privacy
  • Digital footprint
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