some people think the money they earn should be enjoyed by spending it now,while others thinks that their earnings should be saved for future.discuss both views and give your opinion.

One opinion says spending the earned
money
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in the current moment is preferable to get joy from life,
while
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the opposite view states that it is better to save the income for the future. Both approaches have their own implications that will be discussed
further
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, in
this
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essay. On one hand, buying goods and services using a recently acquired check helps people maintain good mental health.
For instance
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, a person can enrich her or his quality of life by attending a high-end costly restaurant.
However
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, not thinking about persistently saving capital might end up posing a risk in the future. Let's assume someone lost a job.
Then
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, she or he will face financial difficulties paying bills
as well as
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buying food. On the other side, an individual who has been attempting to save salary long-term will have lots of benefits in the future. That person might save enough to buy a condo and,
hence
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, she or he will not need to pay for rent every month.
Additionally
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, if something critical happens like an injury, there always will be enough
money
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in the bank to cover the medical expenses. Though, limiting yourself from owning desired things
such
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as clothing or high-quality furniture, and from using the services that bring comfort
such
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as occasionally taking a taxi or going to a hair salon, might lead to an
overall
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reduction in life satisfaction. In conclusion, I believe that there should exist a balance between how much is spent on a daily basis versus the amount of
money
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saved. I think allowing ourselves to have a good time that requires
money
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every so often combined with the implementation of a wise saving plan will promote stress reduction in the short and long run.

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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Topic Vocabulary:
  • money management
  • financial decision
  • financial stability
  • instant gratification
  • desires
  • enjoyment
  • satisfaction
  • lasting memories
  • experiences
  • financial security
  • emergency funds
  • long-term goals
  • retirement savings
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