In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages? Transactions are trackable convenient if no cash available

Nowadays many countries are going for digitisation which includes paying with your smartphone apps, there are many advantages and disadvantages as well, and there are many opinions, some people find it convenient.
However
, some
also
find it not useful. In my ,opinion it is an advantage to have
this
technology and we will impose the reasons for my statement in
this
essay. It's been years now that paying with your
phone
is most common now, as we always carry around our phones with us all the time, using
this
all the transactions that we do are trackable, and if somehow we make a transaction that we didn't suppose to
then
we can
also
track it down and complain for other parties. It is the most reliable source these days. We don't have to carry physical money as it is risky to carry around, you might lose it somehow, but you have your
phone
all the time and can pay anytime anywhere, a survey shows that in China most people prefer paying with a
phone
and they don't usually carry cash, many countries are now creating their own paying apps and many apps are offering many benefits by using that app to pay, since we live in a digital world now technology is everywhere and carrying cash is sometimes risky. In conclusion, Every technology has some pros and cons
however
, we are improving day by day, in
this
digital era, Paying with your
phone
app is the most efficient way possible nowadays, you do not have to carry cash or cards around, it's all there. we can check each and every transaction we did without any hustle.
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