It is the responsibility of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your knowledge or experience.

It is the responsibility of individuals to save and provide for their own retirement. Governments have no obligation to provide this benefit.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your knowledge or experience.
In the past governments had the
responsibility
of funding on retires people, but nowadays it becomes individual
responsibility
. The
government
have no obligation to handle
this
paramount aspect
due to
economic resistance
government
focuses on other sectors
such
as the eradication of society's poverty in
this
country . I strongly agree with
this
point of view.
This
essay will explain
this
issue and provide supporting opinions with an example First, Removing the
government
's role in funding
retirement
to become an individual obligation is the one exact choice to decrease national expenditure.
Government
can use the money for building another sector which is an essential part of human life
such
as the economy and health sectors.
For example
, take the expenditure that the
government
planning to fund
retirement
in Indonesia in 2024 changed the expenditure to support the people having low-level income, it will give more benefits in terms of developing the economic sector.
Secondly
, people can make plans for their finances as a
responsibility
for their own
retirement
. Take one civil servant working in a
government
office
such
as a hospital as an example. He can save the money from the income getting during work from the first time he became a civil servant until he will be
retirement
. It will help their
retirement
.
Furthermore
, they can use the saving for developing their business. In conclusion, present-day the obligation for spending
retirement
becomes individual
responsibility
. I personally agree with
this
point of view because the
government
have more
responsibility
to overcome the poverty in
this
country.
Submitted by ieltscuns2022 on

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Topic Vocabulary:
  • retirement savings
  • financial planning
  • economic circumstances
  • government provision
  • basic state pension
  • financial independence
  • income disparities
  • aging populations
  • social safety net
  • tax burden
  • financial education
  • quality of life
  • personal financial responsibility
  • social inequality
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