In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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It is true that using smartphones for pay has a significant role in
this
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century.
Although
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, some
people
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accept that
this
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type of
technology
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has many downsides. I personally believe that we are living on the cutting edge of
technology
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and thanks to advanced
technology
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this
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method of paying have many positive effects on our life. On the one hand, no one can ever deny the significance of modern
technology
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nowadays.
In addition
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, there is a growing tendency among young
people
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to use cell phones in their routine lives. To put it more simply, the majority of
people
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tend to purchase their smartphones. Meanwhile, a minority of
people
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think that
this
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type of paying caused many issues.
For instance
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, cybercrime and phishing attacks by unknown hackers.
Moreover
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, cybercrime has become a major problem in the 21st century which governments are struggling to alleviate.
Thus
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, it can be said that internet safety has an important role in our activities and individuals and organizations should be concerned about it in order to use the online
payment
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method wisely and efficiently.
On the other hand
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, it is widely accepted that the advancement of
technology
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caused appropriate infrastructure for cyberspace and gadgets these days. in fact,
according to
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the latest figures released by government authorities, the rate of using online
payment
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methods is sharply increasing.
Furthermore
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, with the new generation of online
payment
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methods, most of our activities will be done immediately.
For example
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, famous giant companies like Apple and Samsung have specific applications for online purchases whose named Apple Pay and Samsung Pay. From
this
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perspective,
this
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method can be a speedy and convenient way to purchase anything nowadays.
As a result
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, it is fair to say that online
payment
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in the context of cyberspace leads to many types of merits in our life. In conclusion,
although
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the internet and cyberspace may sometimes be unsafe for digital marketing, I personally believe that government authorities by advanced
technology
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can decrease the rate of threats like phishing.
In addition
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, online
payment
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has many benefits for most of our daily responsibilities.
Submitted by kambiz.pirzad on

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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