In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

It is true that using smartphones for pay has a significant role in
this
century.
Although
, some
people
accept that
this
type of
technology
has many downsides. I personally believe that we are living on the cutting edge of
technology
and thanks to advanced
technology
this
method of paying have many positive effects on our life. On the one hand, no one can ever deny the significance of modern
technology
nowadays.
In addition
, there is a growing tendency among young
people
to use cell phones in their routine lives. To put it more simply, the majority of
people
tend to purchase their smartphones. Meanwhile, a minority of
people
think that
this
type of paying caused many issues.
For instance
, cybercrime and phishing attacks by unknown hackers.
Moreover
, cybercrime has become a major problem in the 21st century which governments are struggling to alleviate.
Thus
, it can be said that internet safety has an important role in our activities and individuals and organizations should be concerned about it in order to use the online
payment
method wisely and efficiently.
On the other hand
, it is widely accepted that the advancement of
technology
caused appropriate infrastructure for cyberspace and gadgets these days. in fact,
according to
the latest figures released by government authorities, the rate of using online
payment
methods is sharply increasing.
Furthermore
, with the new generation of online
payment
methods, most of our activities will be done immediately.
For example
, famous giant companies like Apple and Samsung have specific applications for online purchases whose named Apple Pay and Samsung Pay. From
this
perspective,
this
method can be a speedy and convenient way to purchase anything nowadays.
As a result
, it is fair to say that online
payment
in the context of cyberspace leads to many types of merits in our life. In conclusion,
although
the internet and cyberspace may sometimes be unsafe for digital marketing, I personally believe that government authorities by advanced
technology
can decrease the rate of threats like phishing.
In addition
, online
payment
has many benefits for most of our daily responsibilities.
Submitted by kambiz.pirzad on

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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