Some people consider price as the most important thing to think about when buying products (such as cell phone) or service (e.g. medical treatment). Do you agree or disagree?

It is thought that the price of a product or

service

is essential to consider before deciding to

purchase

something.

While

I agree that

people

need to consider carefully before spending large amounts of money in order to avoid debt, the necessity of the

purchase

must play a role in the decision to buy. It is essential that

people

take time to reflect on how much money they should spend on an

item

or

service

, and whether or not they can actually afford it within their available budget. Over the

last

few decades, the rise in personal debt has escalated as

people

are tempted to buy goods and services

due to

pressure from advertising and the increasing access to credit cards.

For

this

reason, any

purchase

that is

costly and is bought using credit ought to be well thought through, particularly when the

item

is a luxury

item

that is

not actually essential.

On the other hand

, there are circumstances when the cost of a

service

or

item

becomes an irrelevant consideration. A typical example of

this

would be when someone’s life depends on a product or

service

, namely a new treatment for a disease not offered through normal channels. In

such

as case, a person’s budget becomes redundant and the expense should not deter someone from proceeding with the

purchase

.

However

, these situations are rare and in most circumstances price out to be considered so that excessive spending is planned and budgeted to avoid serious debt problems. In conclusion,

people

should deliberate carefully before spending large sums of money on goods and services, except in case of dire necessity.