You have borrowed something from your friend and it got damaged. Write a letter to your friend. apologise for the damage to the item explain what happened say how you are going to fix the issue

Hi Ali, Missing you a lot, and I hope that you are doing fine with your study at the college. The kids and I are very good, you know, it's back to

school season

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school-season

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. We already bought the school bags and counting down the time. By the way dear, Anna has done a car accident

while

she was driving your car. I insisted on her not drive your car, but unfortunately, she got a call from her manager about an important issue and that's why she was so in a hurry and didn't wait for me to drop her off. The good thing is that the fault was totally by the other vehicle driver.

However

, we contacted the insurance company and they confirmed to fix the broken damage within one week at most. I'm sorry Ali, I think it is better to keep you aware.

Also

don't worry, I already paid for the insurance contribution so it will not be added to your annual invoice when you renew your contract. Hope

this

doesn't bother you. Come back soon. Regards, Yours, Mohamed