In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?
People believe that owning a
property
such
as a home is more important than renting one, this
is because of their conception of wealth and success. While
owning a property
may seem like a key milestone, I believe that this
perspective can lead to a negative situation due to
the potential burden of debt that comes with buying a house
.
First and foremost, many individuals
prioritize homeownership over renting due to
their belief that owning property
is synonymous with success. Conversely
, individuals
who choose to rent may sometimes be seen as less financially successful in comparison. This
belief is particularly prevalent among the younger generation. This
results from young people growing up being told that having a job, buying a house
, and purchasing a car are essential markers of success. For instance
, here in Vietnam, it is not uncommon for young adults in their 20s or 30s to view owning a house
or apartment as a symbol of their accomplishments. As a result
, they are often admired by their peers and considered successful, serving as role models for future generations.
However
, I believe this
phenomenon is a negative situation. The primary reason for my concern is that most individuals
need to secure a mortgage loan from a bank to afford the high cost of purchasing a property
. Consequently
, with such
a large amount of money, it is challenging for people to swiftly repay their debts, in some cases more than 20 years, leading to a financial burden each month. For instance
, in cities with soaring real estate prices like New York or London, homeowners often face the concern of getting a mortgage spanning many years. This
long-term financial loan can strain their budgets and limit their ability to invest in other essential aspects of life.
In conclusion, buying a property
may sound appealing because it gives the appearance of prosperity. I advocate for a more comprehensive consideration of this
choice because buying a house
can lead to a situation where individuals
are burdened with substantial debt for an extended period.Submitted by vinhange on
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