In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

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People believe that owning a
property
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such
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as a home is more important than renting one,
this
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is because of their conception of wealth and success.
While
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owning a
property
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may seem like a key milestone, I believe that
this
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perspective can lead to a negative situation
due to
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the potential burden of debt that comes with buying a
house
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. First and foremost, many
individuals
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prioritize homeownership over renting
due to
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their belief that owning
property
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is synonymous with success.
Conversely
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,
individuals
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who choose to rent may sometimes be seen as less financially successful in comparison.
This
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belief is particularly prevalent among the younger generation.
This
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results from young people growing up being told that having a job, buying a
house
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, and purchasing a car are essential markers of success.
For instance
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, here in Vietnam, it is not uncommon for young adults in their 20s or 30s to view owning a
house
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or apartment as a symbol of their accomplishments.
As a result
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, they are often admired by their peers and considered successful, serving as role models for future generations.
However
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, I believe
this
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phenomenon is a negative situation. The primary reason for my concern is that most
individuals
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need to secure a mortgage loan from a bank to afford the high cost of purchasing a
property
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.
Consequently
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, with
such
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a large amount of money, it is challenging for people to swiftly repay their debts, in some cases more than 20 years, leading to a financial burden each month.
For instance
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, in cities with soaring real estate prices like New York or London, homeowners often face the concern of getting a mortgage spanning many years.
This
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long-term financial loan can strain their budgets and limit their ability to invest in other essential aspects of life. In conclusion, buying a
property
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may sound appealing because it gives the appearance of prosperity. I advocate for a more comprehensive consideration of
this
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choice because buying a
house
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can lead to a situation where
individuals
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are burdened with substantial debt for an extended period.
Submitted by vinhange on

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Topic Vocabulary:
  • ownership
  • renting
  • importance
  • sense of security
  • stability
  • financial investment
  • asset
  • customize
  • decorate
  • belonging
  • community
  • potential
  • future generations
  • long-term
  • cost advantage
  • control
  • living space
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