Online currencies have become more common in recent years. Why is this? Is this a positive or negative development? Give reasons for your answer and include any relev

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The burgeoning prevalence of digital
currencies
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in contemporary times has been striking.
This
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essay explores the catalysts propelling the ascent of virtual
currencies
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and asserts that
this
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trend constitutes an adverse progression, precipitating a surge in cybercrimes and financial instability.
Firstly
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, digital
currencies
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surpass geographical frontiers, facilitating immediate cross-border transactions devoid of traditional financial institution intermediation.
This
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enhances global trade efficiency, rendering it swifter and more economical. Blockchain technology, known as the cornerstone of numerous digital
currencies
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, has facilitated frictionless and economical remittance transfers for migrant
laborers
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labourers

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.
Additionally
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, by bolstering accessibility, it empowers individuals excluded from traditional banking systems to partake in economic activities, thereby mitigating financial exclusion and enriching global economic integration.
For instance
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, cryptocurrencies like Bitcoin have facilitated microtransactions in regions where conventional banking services are constrained.
Nevertheless
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, one prominent concern is the potential for increased cybercrimes and fraud. To brief, the ethereal essence of these
currencies
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and the cloak of anonymity they provide may entice nefarious entities bent on exploiting vulnerabilities inherent in online platforms. Occurrences of hacking, phishing, and identity theft have progressively proliferated,
imperiling
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the financial well-being of individuals.
Moreover
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, the abrupt and unpredictable fluctuations in cryptocurrency valuations can result in monetary setbacks for individuals lacking adeptness in the nuances of the digital market.
For example
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, recent crypto market crashes have underscored the susceptibility of online
currencies
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to extreme volatility. In conclusion, the ascendancy of online
currencies
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is propelled by their capacity to augment accessibility and rise above spatial confines;
however
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, the
specter
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spectre

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of cyber malfeasance and market volatility necessitates careful consideration, rendering it an inimical trend.

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Task Achievement
Ensure that the introduction clearly outlines the two main questions being discussed to directly address the task. While the argument is present, some areas might benefit from a sharper focus on the specific prompts given.
Task Achievement
While the essay showcases clear main points and relevant examples, providing clearer, more specific examples relevant to the prompts' questions would improve the essay's effectiveness.
Coherence and Cohesion
The essay is well-structured and paragraphs are well-developed, but can benefit from more varied connectives and transitional phrases to enhance the reader's ability to follow the argument seamlessly.
Coherence and Cohesion
Stick tightly to the essay prompts and ensure that all parts of the prompts are covered equally to maintain coherence and provide a balanced response.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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