How can the government make sure that people save enough money to live on when they are old?

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It is claimed that people’s ability to work is not infinite, so they have to earn a high enough income in order to provide a good level of living conditions when they stop working.

Thus

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, the government wants to be sure that publicity has money for retirement. In general, in terms of macroeconomics theory, there exist two types of retirement systems and governments choose one of them or just a combination. The first is called PAYG or Pay As You Go which means that the generation of workers now pays a part of their salary to pensioners and the next generation will provide pensions for those who work today and in the future will be retired.

However

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this

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system does not really work well in countries with the growth rate of publicity decreasing,

such

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as Russia and other European countries as each next generation is smaller than the previous one.

Therefore

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, the amount of money people get becomes smaller as well, which can be followed by problems in the economy.

Besides

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, there is another system applied in many places these days, it is called Fully Funded, the concept means that employees save a certain part of their incomes through special organizations

such

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as pension funds, investment funds and other companies which invest their money in the stock markets.

Hence

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due to

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the percentage of yield of corporate stocks and government bonds people can get a passive income in the future. In conclusion, I would like to say that the government is interested in the savings of citizens, so it makes it available in different ways, and pension systems are one of these.

ddoironSat Feb 10 2024

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coherence cohesion

Ensure that your essay has a clear, identifiable structure with an introduction, body paragraphs, and a conclusion. Use linking words to make the structure more apparent.

coherence cohesion

Support all main points with specific examples or explanations. Avoid general statements that are not conclusively backed by detailed evidence or analysis.

task achievement

Address the task directly from the beginning and maintain a clear position throughout the essay. Make sure to directly answer the question by focusing on how the government can ensure people save for retirement.

task achievement

Include a wider range of ideas related to the topic. While discussing pension systems is relevant, also consider other government measures like incentivizing savings or financial education.

task achievement

Use specific examples to illustrate how different retirement systems work and their effectiveness in ensuring savings for the elderly. This can include case studies from various countries or statistical data.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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8
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

272 words

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How can the government make sure that people save enough money to live on when they are old?

Your opinion

Your friend is thinking about learning to drive and would like some advice. Write a letter to your friend. In your letter • say why a driving licence is advantageous • recommend a driving school • give any extra guidance/tips

hese days internet-based courses have become a popular alternative to university-based courses. Some students prefer this type of learning because they do not need to attend lectures. Others argue that it is important to study at university. Discuss both views and give your opinion.

More and more people in developing countries are purchasing cars for the first time. What problems does this cause? What do you think is a possible solution?

At the present time, compared with the number of older people. Do the advantages of the situation outweigh the disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Today social skills are being more and more emphasized by employers. Some people believe that social skills are important besides good qualifications for their job success. To what extent do you agree or disagree ?