in many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

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The widespread adoption of mobile phones as a

payment

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tool is indeed a significant global trend. Many nations are using mobile

applications

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to facilitate

people

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doing transactions only from their screens. It is prompting debates surrounding the benefits and the drawbacks. I lean toward the belief that

this

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advancement of

payment

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technology has myriad benefits that far outweigh the potential disadvantages. In

this

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essay, I will delve into the reasons and provide my opinion on that matter.

To begin

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with, the primary key to using

applications

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mobile for making

payments

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is the convenience they offer. Banks have served mobile banking to support ease of financial services and most

people

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already have had it on their smartphones. They can simply tap their phone, open their mobile bank

applications

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, and

then

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make the

payments

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For example

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, in Indonesia,

people

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can use QRIS, a digital

payment

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using a scanned QR Code, to make an online

payment

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by using their phones. The usage of QRIS

also

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eliminates the need for

people

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to carry cash by hand or cards which tends to be not practical and it helps simplify making the

payments

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anywhere and anytime.

Moreover

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, mobile banking

applications

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also

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support

people

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to track their daily transactions. It often comes with features like transaction history tracking that

people

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can access easily on their phones. They can track their daily cash flow, and

payment

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expenses, and help them to manage their finances more efficiently. Only by opening the history of transactions, they already can get the data they need to do the budgeting and financial planning on their finances.

For instance

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, studies have shown that 75% of Indonesian

people

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feel helpful by using mobile banking

applications

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to allocate their source of income and expenses. In conclusion, the usage of mobile banking

payments

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is rising significantly and has become a trend in many nations. The convenience of making

payments

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anytime and anywhere, and the features that support

people

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to track their daily cash flow and manage their money for budgeting and financial planning are reasons why mobile banking

applications

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are gaining popularity rapidly and become the most chosen

payment

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tool by

people

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This

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is why I believe mobile

payments

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have advantages that far outweigh the disadvantages.

Submitted by nurulfitriakamilah on Wed Apr 24 2024

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Structure

Ensure each paragraph has a clear topic sentence that introduces the main idea you will discuss in that paragraph. You've done well to structure your essay, making it easy for readers to follow your argument.

Support

Be cautious not to make generalizations without data, however, the examples you've provided, such as QRIS in Indonesia, are specific and bolster your argument effectively. Continue to use such examples to strengthen your points.

Content Depth

For an even higher score, consider contrasting your primary argument by briefly discussing potential disadvantages before explaining why the advantages outweigh them. This will reveal a comprehensive understanding of the topic.

Introduction/Conclusion

Your introduction and conclusion effectively summarize your argument, showing a clear understanding of the essay format required.

Examples

You've made excellent use of example to support your arguments, particularly highlighting how mobile payments are beneficial in the context of Indonesia. Such specifics lend credibility to your claims.

Structure

Your arguments are logically structured and well-developed, making it easy for the reader to follow along and understand your points. Your coherence and cohesion are exemplary.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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7
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 6.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

369 words

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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in many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Answer the 'Advantages and Disadvantages' topic

In some countries owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

Some university students want to learn about other subject in addition to their main subjects. Other believe it is more important to give all their time and attention to study for a qualification. Discuss both view and give your opinion.

Some people think that all university students should study whatever they like. Others believe that they should only be allowed to study subjects that will be useful in the future, such as those related to science and technology Discuss both these views and give your own opinions.