In many countries paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

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In
this
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ultra-modern world, it is rare to find a person untouched by cellphone
apps
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because their presence is felt in every corner of
this
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world across society, genders and age groups. Owing to
this
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, The mode of payment by using mobile phone
apps
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is becoming more popular in many
countries
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. There are some pros and cons of paying digitally through mobile which
i
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will examine in
this
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further
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essay. There are several advantages to paying by cellphone
apps
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.
Firstly
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it offers a wide range of pay limits that
people
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can able to deal with without cash from small scale to large scale.
Secondly
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, there are many ways to make payments through QR codes and cell phone numbers which help to do transactions from anywhere.
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, the number of mobile pay users is incredibly high in large population
countries
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like India to accept in any field. To illustrate, A survey published by Google company that 80% of
people
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use their mobile app called "GPAY" in India to set the benchmark for the Unified Payments Interface.
However
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, there are some negative consequences too for mobile
apps
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.
To begin
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with, it fully depends upon the internet connectivity.
Therefore
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, there may be a chance to fail the payment when transaction if any network issue occurs.
Moreover
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, In some
countries
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,
people
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are using credit cards to get more advantages like cash back offers, Online shopping discounts and Cash withdrawal facilities compared to mobile
apps
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. To put it in a nutshell, it is true that some
countries
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are not fully deployed and encouraged the payment system using mobile
apps
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.
Nevertheless
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, I strongly opine that it is already proven and secure technology which already built trust in many
countries
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where
people
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are taking huge advantages.

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Coherence & Cohesion
Effective introduction of the topic and a balanced discussion of pros and cons.
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