In many countries paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

In
this
ultra-modern world, it is rare to find a person untouched by cellphone
apps
because their presence is felt in every corner of
this
world across society, genders and age groups. Owing to
this
, The mode of payment by using mobile phone
apps
is becoming more popular in many
countries
. There are some pros and cons of paying digitally through mobile which
i
Change the capitalization
I
show examples
will examine in
this
further
essay. There are several advantages to paying by cellphone
apps
.
Firstly
it offers a wide range of pay limits that
people
can able to deal with without cash from small scale to large scale.
Secondly
, there are many ways to make payments through QR codes and cell phone numbers which help to do transactions from anywhere.
Lastly
, the number of mobile pay users is incredibly high in large population
countries
like India to accept in any field. To illustrate, A survey published by Google company that 80% of
people
use their mobile app called "GPAY" in India to set the benchmark for the Unified Payments Interface.
However
, there are some negative consequences too for mobile
apps
.
To begin
with, it fully depends upon the internet connectivity.
Therefore
, there may be a chance to fail the payment when transaction if any network issue occurs.
Moreover
, In some
countries
,
people
are using credit cards to get more advantages like cash back offers, Online shopping discounts and Cash withdrawal facilities compared to mobile
apps
. To put it in a nutshell, it is true that some
countries
are not fully deployed and encouraged the payment system using mobile
apps
.
Nevertheless
, I strongly opine that it is already proven and secure technology which already built trust in many
countries
where
people
are taking huge advantages.
Submitted by ankur.khant11 on

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