In many countries paying for things using mobile phones (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?
In
this
ultra-modern world, it is rare to find a person untouched by cellphone apps
because their presence is felt in every corner of this
world across society, genders and age groups. Owing to this
, The mode of payment by using mobile phone apps
is becoming more popular in many countries
. There are some pros and cons of paying digitally through mobile which i
will examine in Change the capitalization
I
this
further
essay.
There are several advantages to paying by cellphone apps
. Firstly
it offers a wide range of pay limits that people
can able to deal with without cash from small scale to large scale. Secondly
, there are many ways to make payments through QR codes and cell phone numbers which help to do transactions from anywhere. Lastly
, the number of mobile pay users is incredibly high in large population countries
like India to accept in any field. To illustrate, A survey published by Google company that 80% of people
use their mobile app called "GPAY" in India to set the benchmark for the Unified Payments Interface.
However
, there are some negative consequences too for mobile apps
. To begin
with, it fully depends upon the internet connectivity. Therefore
, there may be a chance to fail the payment when transaction if any network issue occurs. Moreover
, In some countries
, people
are using credit cards to get more advantages like cash back offers, Online shopping discounts and Cash withdrawal facilities compared to mobile apps
.
To put it in a nutshell, it is true that some countries
are not fully deployed and encouraged the payment system using mobile apps
. Nevertheless
, I strongly opine that it is already proven and secure technology which already built trust in many countries
where people
are taking huge advantages.Submitted by ankur.khant11 on
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