A lot of people nowadays are spending too much money and they don’t save anything for future use. Is this a positive or a negative development?

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Money

Use synonyms

is arguably the most important commodity of life. Some people desire to spend their earnings and live lavishly,

whereas

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others believe in the importance of saving for the future. My beliefs align with the latter. In

this

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day and age, more individuals are spending too much.

This

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essay will discuss the outcomes of

such

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a habit. On the one hand, there is something to be said about spending

money

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on whatever you want. The freedom to purchase any necessary commodities is a blessing.

For example

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, having the newest iPad to complete homework easily, or a powerful computer to make remote working efficient. Without spending

money

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and making do with what you have can impede progress.

This

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means individuals may need to work twice as hard to get the same result.

On the other hand

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, putting

money

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aside is necessary for financial security. It provides a sense of relief knowing the future is secure.

For instance

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, for those working in the NHS, a portion of their income is automatically transferred to their NHS Pension Fund which is matched by their employer.

This

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allows them to be carefree knowing they have their future taken care of and

consequently

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, lets them focus on the present.

To conclude

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there are positives to spending,

however

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this

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should not be too extravagant. There should be a balance which is appropriate to the person in question. If the spending becomes a little too frivolous,

this

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could easily lead to debt which is an intensely negative development.

patelmeeraFri Jul 12 2024

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conclusion

The essay could benefit from a stronger concluding statement that integrates both perspectives more cohesively. Try to summarize both the benefits of spending and the necessity of saving in a balanced manner.

main points

When discussing the points, attempt to elaborate more on how spending can negatively affect long-term financial health. This will provide a more rounded and elaborate discussion on the topic.

introduction

The introduction clearly states the writer's position and briefly outlines what will be discussed in the essay.

examples

The essay provides specific examples, such as the NHS Pension Fund, to support the main points.

9
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

250 words

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Topic Vocabulary:

economic instability
financial trouble
emergencies
economic downturns
financial security
long-term goals
higher education
retiring comfortably
paycheck to paycheck
stress and anxiety
mental health
stimulate the economy
generate employment
business growth
debt accumulation
consumerism culture
material goods
personal development

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A lot of people nowadays are spending too much money and they don’t save anything for future use. Is this a positive or a negative development?

some people think that the most important thing about being rich is that it gives a person the opportunity to help other people do you agree or disagree To what extent do you agree or disagree?

you are going abroad on holiday and your friend will stay in your house while you are away. Write a letter to your friend, in your letter - explain where you hide the key - describe what your friend need to do in your absen - say when you are coming back

Fossil fuels are essential for producing electricity, powering industry and fueling transportation. However, one day we will reach a point when all the world’s fossil fuels have been depleted. How can we conserve these resources? What are some alternatives to fossil fuels?

Some people prefer full-time jobs because they offer stability. Other people prefer casual jobs because of the freedom they offer. Discuss both these views and give your own opinion.