In many countries, financial crime involving identity theft is increasing. What are the causes of this trend, and what effect does identity thief have on the victims involved?

At present,
due to
the advancements on the Internet, identity theft is often found in most countries. There are many reasons for
this
trend and ways which influence the
victims
. On the one hand,
firstly
, saving credit card
details
and personal information in unsecure untrustworthy websites. Hackers are skilled at stealing information easily by sending spam e-mails,
redirecting
Correct word choice
and redirecting
show examples
websites and spyware software.
For example
, many individuals save their credit
details
and personal information on devices.
Secondly
, using public wifi at airports, railway stations and local stores. Criminals are excited and
this
makes their target more convenient.
On the other hand
,
considering
Wrong verb form
consider
show examples
the ways these certain activities affect
victims
. When these cyber hackers steal bank
details
, within a minute they spend money on online goods or transfer funds to other accounts even before the victim can react. Eventually, the
victims
will be broke ultimately leading to bankruptcy.
Furthermore
, these criminals steal personal social accounts and start posting irrelevant media on people's social media.
For instance
, stealing Facebook accounts is extremely common.
Next,
the poor
victims
are forced to credit huge amounts of money and threatened.
Finally
,
this
leads people to lose control of their emotions and to suicide.
Nevertheless
, these thieves
also
pretend to be someone else using others' personal data and leaving
victims
embarrassed and frustrated. In a nutshell, identity theft has become a common issue in the modern world
due to
the public's careless actions
such
as saving bank
details
on devices ,using public wifi and opening spam emails.
However
,
this
trend leaves people with severe mental and physical emotions.
Submitted by Witharana Senesh Rasinda Wickramasinghe on

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coherence cohesion
Try to avoid repetition of words and phrases to maintain reader interest.
task achievement
Ensure each main point is fully developed and supported with clear examples.
introduction conclusion present
The essay has a clear and concise introduction and conclusion which reiterates the main points.
complete response
The essay addresses the causes and effects of identity theft comprehensively, covering multiple aspects of the issue.

Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

  • Introduction
  • Body paragraph 1 – Problems
  • Body paragraph 2 – Solutions
  • Conclusion

Examples to start your body paragraph:

  • One of the first problems of the...
  • Another problem that needs to be considered...
  • A possible solution to this problem would be...
  • One immediate practical solution is to...

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You are not ready for IELTS Speaking, if you

  • Can’t speak smoothly without pauses.
  • Use simple words and lack vocabulary.
  • Feel nervous and anxious when speaking.
Topic Vocabulary:
  • cybersecurity
  • personal data
  • fraudsters
  • manipulation techniques
  • economic factors
  • globalization
  • legal loopholes
  • financial ruin
  • emotional and psychological impact
  • trust
  • recovery
  • identity theft
  • drained bank accounts
  • fraudulent loans
  • restoring financial credibility
  • sensitive information
  • robust security measures
  • avenues
  • international transactions
  • jurisdictions
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