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Writing Samples
Band 7

It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

It is argued that investing and saving money for the
future
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 is extremely important for everyone, and
this
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 is equally crucial for younger individuals.
This
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 essay fully agrees with
this
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 view because saving from an early
age
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 can improve a person’s quality of life and support their academic success later on. Encouraging young people to set aside part of their allowance can significantly influence their
future
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 college experience. Paying university tuition is challenging for many families, especially those with low incomes. It is
also
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 unfair for intelligent and hardworking students to lose opportunities simply because they cannot afford them.
However
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, if children develop the habit of saving money from a young
age
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, they may eventually be able to attend a prestigious and well-known university, which can lead to better career opportunities in the
future
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.
For instance
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, Harvard University recently reported that a large proportion of its students were able to finance part of their education through long-term personal savings. Another reason why saving early is essential is the lasting effect it has on an individual’s personal development. Skills learned at a young
age
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 are far more effective and long-lasting than those learned later in life. Saving teaches children important lessons,
such
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 as making wise decisions and managing their priorities. They learn to choose between short-term enjoyment and staying disciplined in order to achieve long-term goals by reducing unnecessary spending.
According to
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 a survey conducted in the USA, around 40% of children who practise saving from an early
age
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 grow up to make more thoughtful financial decisions than those who do not. In conclusion, saving money from a young
age
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 is vital because it helps young people secure better educational opportunities and develop essential life skills that benefit their
future
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.

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task response
The answer is on topic and shows a view. Add more proof or dots to make the case stronger. Also add a brief look at the other side and why your view still wins.
coherence and cohesion
Make ideas flow smooth. Link each point to the one before with small joins. Use more simple link words like also, then, but, so.
structure
Clear plan with an opening, two body parts, and a close.
content
The reasons are easy to follow and fit the topic.
Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »- a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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