It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

It is commonly argued that individuals need to save up for their future needs. From my perspective, I agree with
this
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argument since, as humans, we are going to face uncertainty in our lives. People may experience job loss or unexpected emergency situations that require them to spend a significant amount of money. In terms of saving money, individuals need to plan how to use their earnings wisely.
This
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habit will lead to a more secure and organised future.
Moreover
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, based on basic financial planning principles, each family or person should put aside a minimum of twenty per cent of their income as savings. The objectives of saving can generally be divided into two categories
:
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:
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emergency funds and long-term goals. These long-term goals may include purchasing a new house, paying for children’s education, planning a holiday, and many more. If people do not save, they rely entirely on their monthly paycheck and may end up spending more than their income if an unexpected expense arises.
However
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, I do not agree that someone should practise frugal living to the extent that they forget to enjoy their life. We work not only to meet our needs but
also
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to afford leisure. It is acceptable to splurge on a few things that bring joy,
such
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as hobbies or holidays, as long as it is done in moderation. Excessive saving, like anything excessive, is not good. In conclusion, for the reasons mentioned above, I agree that people need to reserve a portion of their income for future purposes, but I do not agree that saving should prevent individuals from enjoying their lives.

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structure
Plan your essay with a clear plan. Start with your view, then give two big ideas to back it, and end with a short line that restates your view.
coherence
Link ideas with simple words so one idea leads to the next. Use small steps like 'first', 'then', 'also', 'but'.
content
Give clear proof or facts. Use a real life or easy example to show your point. Try to explain why this example helps your idea.
idea
You show a clear view that saving is good but not too much.
content
You use reasons like emergencies and long plans to guide the saver.
structure
The end keeps the view calm and repeats the main idea.
Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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