50 Latest Card IELTS Topics

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The reason that most individuals are in debts is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
As the graduation day draws near, you have to apply for a library card for your graduate thesis. Write a letter to the person in charge of the library. In your letter Explain your situation Inquire about to the required materials and the required procedures Express your thanks
Since people are becoming cashless these days,it is believed paper currency and coins will be replated by Bank card ? Do you agree or disagree with this statement.
Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree
Every year more and more people are purchasing new smartphones and discarding their old smartphones which leads to generation of more E-waste. What do you think are the causes for this problem? What are the possible effects?
The reason that most individuals are in debt is due to the overuse and irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree with this?
The graph bellow gives information about the visitors to Cardiff and Dublin from 2010 and 2020.
A 'cashless society' is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of a cashless society outweigh the disadvantages?
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
A “cashless society” is one where people use debit/credit cards and other forms of payment. Do the advantages of a cashless society outweigh the disadvantages?
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen
The usage of Credit cards and Debit cards seems to be a growing trend. Will plastic money completely replace the currency notes and coins used at present? Do you think this is a positive development?
In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
Some people think that paper money and coins will be replaced completely by credit cards and online method of payments in the near future. Do you agree or disagree with their statement?
It has become very common for people to borrow money. Most people havea credit card, a mortagage and often they will buy a car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion.
The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
The reason that most people are in debt is the overuse as well as irresponsible use of credit cards. Banks ought to do a background check and only issue credit cards to individuals who have the ability to pay back their debts. What is your opinion?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write atleast 250 words
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or phone. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
Your child is going on a three-day school trip to another country. The head teacher wants to find parents to go with the group and you would like to go. Write a letter to the head teacher. In your letter: • Say why you would like to go on the trip - Because familier with local areas as well as can get a dicent discount on entry tickets with my corporate card. Most of Dhruvi's classmates knowns me very well. • Suggest what you could do to help during the trip - Can help to guide kids as well as prepare food. Certified CPR personnel • Ask other questions about the trip - What type of accomodation will be provided and is there any other form that I will have to submit?
You have lost your student identification card. This has created some problems for you. Write a letter to the director of student services. In your letter -advising them of your situation. -explain how this is affecting you. -request a new card. give me bands and oiginal photo transcript
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
nowadays, it is easier for young people to have a credit card compared to the past. do the advantages of this trend outwage of the disadvantages?
You recently broke your leg and your colleagues from work sent you get well cards and presents. Write a letter to them and say Write a letter to your manager. In your letter - Thanks them for supporting you - Describe how you spend your time - Explain about your recovery process
In many countries, it is easy to apply for and to get a credit card. However, credit card debt causes many problems and is hard to pay back. Do you think the advantages of credit cards outweigh the disadvantages?
You should spend about 20 minutes on this task. You have lost your student identification card. This has created some problems for you. Write a letter to the director of student services. In your letter advise them of your situation explain how this is affecting you request a new card You do NOT need to write any addresses. Begin your letter as follows: Dear You should write at least 150 words.
The increasing use of credit cards has led to a rise in personal dept. Some people argue that this is a problem that needs to be addressed, while others argue that it is a necessary part of modern life. Discuss both sides of this argument and give your own opinion.
You have lost your student identification card. This has created some problems for you. Write a letter to the director of student services. In your letter advise them of your situation explain how this is affecting you request a new card You do NOT need to write any addresses. Begin your letter as follows: Dear You should spend about 20 minutes on this task. You should write at least 150 words.
It has become very common for people to borrow money. Most people have a credit card ,a mortgage and often they buy a car on credit card Al's well. Is this a good idea or is it too risky? Discuss both the views and give your opinion.
Many people are in financial hardship due to their irresponsible use of credit cards. Therefore, banks and other financial institutes should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree or disagree?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
Write a letter to the director of student services. In your letter advise them of your situation explain how this is affecting you request a new card
In the future, people may no longer be able to pay for things in shop using cash. All payments may have to be made by card or using phones. Do you thinkthis will be happen one day? Why do you think some people might not be happy to give up using cash?
Your ID card has been stolen.Write to the Local Police Station,giving details of who you are what happened ask what you sho;ud do to get a new ID card
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people migth not be happy to give up using cash?
it's preferable to pay with credit cards instead of cash. do you agree or disagree? give reasons to support your opinion.
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
Q) The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear __________
Today credit cards are easy to get in many countries, but some people who use them struggle to pay their debt. Do the advantages outweigh the disadvantages?
Coins and paper money will soon be eliminated by credit cards and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree?
You recently broke your leg and your colleagues visited with 'get well soon' cards and presents. Write a letter to: 1. Thank them 2. Describe how you have been spending your time while recovering 3. Tell some other information about your recovery
«Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for individuals to borrow large amounts of money.What is your opinion?»
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowladge or experience.
You recently broke your leg and your colleagues from work sent you get well cards and presents. Write a letter to them and say • Thanks them for supporting you. • Describe how you spend your time. • Explain about your recovery process.
You have lost your student identification card. This has created some problems for you. Write a letter to the director of student services. In your letter advise them of your situation explain how this is affecting you request a new card You do NOT need to write any addresses. Begin your letter as follows: Dear Sir/Madam, I'm writing to you regarding my lost identification card. I missed my ID card yesterday when I was coming on my way to the University, I noticed that it wasn't with me the moment I wanted to enter the University, I faced a real problem from the gate , as well as I had been forbidden from accessing the Library, I couldn't progress in my research. And not only that , to attend my chemistry laboratory I had to bring a permission from the dean, the problem that the permission I had was valid for only 48 hours, until I can get my new identification card. As I need the card in every step in my college, most of my Business is hanging for now , I wouldn't be able to review some references or borrow them from the library, moreover , I have to submit my final research within one week , as the deadline is about to due , every day has a great value to me . Other problem , the missing laboratory classes are very hard to be substituted.  For all above reasons ,I want to apply for new card , hopefully, as soon as possible, in order to attend my classes and be able to finish my research in time , as you know the temporal permission would be expired by the end to today , I'm wondering if any official form should be filled . I brought my passport as requested and two passport size photos, if any further documents will be need , kindly contact me . Your sincerely  Rehab Idries
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: - explain why you are writing - express concern about the missing card - ask them what they intend to do
The diagram below illustrates the recycling process of discarded glass bottles. Provide a summary of the information by mentioning the main features and make appropriate comparisons wherever relevant.
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