It has become very common for people to borrow money. Most people have a credit card ,a mortgage and often they buy a car on credit card Al's well. Is this a good idea or is it too risky? Discuss both the views and give your opinion.
You recenly received a letter from your bank that should have contain a new credit card. Unfortunately, the card was not in the letter.
Write a letter to your bank manager. In your letter:
-Explain what has happened.
-Suggest the card could be cancelled for security reasons.
-Ask when the new credit card can be sent to you.
Every year more and more people are purchasing new smartphones and discarding their old smartphones which leads to generation of more E-waste. What do you think are the causes for this problem? What are the possible effects?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write atleast 250 words.
You should spend about 20 minutes on this task.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter:
explain why you are writing
express concern about the missing card
ask them what they intend to do
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
nowadays, it is easier for young people to have a credit card compared to the past.
do the advantages of this trend outwage of the disadvantages?
One of the major environmental issues today is the littering of public spaces with packaging materials such as plastic wrappers and cardboard boxes. What are the reasons for this? What are some effective ways to reduce litter from packaging materials? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed.
• Say what you would like the bank to do to fix the problem.
You do not need to write any addresses. Begin your letter as follows:
How plastic bottles are recycled?” The recycling of plastic bottles is a comprehensive process that turns discarded materials into new, usable products.
Your child is going on a three-day school trip to another country. The head teacher wants to find parents to go with the group and you would like to go. Write a letter to the head teacher. In your letter:
• Say why you would like to go on the trip - Because familier with local areas as well as can get a dicent discount on entry tickets with my corporate card. Most of Dhruvi's classmates knowns me very well.
• Suggest what you could do to help during the trip - Can help to guide kids as well as prepare food. Certified CPR personnel
• Ask other questions about the trip - What type of accomodation will be provided and is there any other form that I will have to submit?
It has become very common for people to borrow money. Most people havea credit card, a mortagage and often they will buy a car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion.
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? why do you think some people might no be happy to give up using cash?
You recently celebrated a special occasion in your personal life and received a card and a present from your colleagues at work. Write a letter to your colleagues.
In your letter:
remind your colleagues what the special occasion you were celebrating was
thank them for the card and gift
explain why you like the gift and how you will use it
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by cards or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
A 'cashless society' is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of a cashless society outweigh the disadvantages?
Today more people put personal and private information (address, telephone and plastic card numbers) online to do their daily activities such as banking, shopping, and socializing. Is this a positive or negative development?
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows: Dear
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
In the future, people many no longer be able to pay for things in shops using card all payments may have to be made by card or using phones. Do you think this well happen in one day Why do you think some people might not be happy to give up using cash?
Evidence suggests that there is a significant rise in the number of money-consumers having willing to use a credit card more than cash. Although some disadvantages are accruing to credit card usage, I believe that advantages outweigh the disadvantages.
Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?
nowadays, plastic money replacements such as credit card or debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages and include your own opinion.
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Is this a positive or negative development?
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You have lost your student identification card. This has created some problems for you.
Write a letter to the director of student services. In your letter
advise them of your situation
explain how this is affecting you
request a new card
You do NOT need to write any addresses.
You should spend about 20 minutes on this task.
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope.
Write a letter to the bank's head office. In your letter:
explain why you are writing
express concern about the missing card
ask them what they intend to do
Write at least 150 words.
You do NOT need to write any address.
Begin your letter as follows:
Dear __________
In the future, people may no longer be able to pay for things in shop using cash. All payments may have to be made by card or using phones. Do you think this will be happen one day? Why do you think some people might not be happy to give up using cash?
n the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or phone. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?
In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash? Give reasons for your answer and include any relevant examples from your own knowladge or experience.
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this?
People may use plastic cards instead of coins and banknotes in the future. Is this a positive or negative trend?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make.
Write a letter to the bank manager. In the letter:
• Introduce yourself.
• Explain that you did not buy the items listed.
• Say what you would like the bank to do to fix the problem.
You do not need to write any addresses. Begin your letter as follows:
Dear Sir or Madam,
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter:
- explain why you are writing
- express concern about the missing card
- ask them what they intend to do
The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual's ability to pay back their debits. To what extent do you agree with this?
You ordered a new credit card from the bank about 14 days ago and still have not received it. You are not happy about this. Write a letter to the bank. In your letter say: Why you are writing to them. Ask why you have waited so long for the new card Ask the bank manager what he will do about this matter.
«Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for individuals to borrow large amounts of money.What is your opinion?»
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
The image below illustrates the recycling process of discarded glass bottles. Provide a summary of the information by mentioning the main features and make appropriate comparisons wherever relevant.
In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?
You recently broke your leg and your colleagues visited with 'get well soon' cards and presents. Write a letter to:
1. Thank them
2. Describe how you have been spending your time while recovering
3. Tell some other information about your recovery
You have lost your student identification card. This has created some problems for you.
Write a letter to the director of student services. In your letter
advise them of your situation
explain how this is affecting you
request a new card
You do NOT need to write any addresses.
Begin your letter as follows:
Dear Sir/Madam,
I'm writing to you regarding my lost identification card
You have lost your student identification card. This has created some problems for you.
Write a letter to the director of student services. In your letter
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
You are a student at a university in the UK. You have recently lost your university ID card.
Write to the local police station,
giving details of who you are,
what happened
and ask to record your details so that you can apply for a new ID card.
Your ID card has been stolen.Write to the Local Police Station,giving details of
who you are
what happened
ask what you sho;ud do to get a new ID card
A “cashless society” is one where people use debit/credit cards and other forms of payment. Do the advantages of a cashless society outweigh the disadvantages?
Many people are in financial hardship due to their irresponsible use of credit cards. Therefore, banks and other financial institutes should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree or disagree?