IELTS Writing Samples by topic

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The bar chart compares the ages when women had their first child in Australia from 1966 to 2006. Overall, there was a growing trend of later parenthood. While there was a sharp drop in the proportion of women who gave bi
There is no denying the fact that living cost was increased recently. While it is a commonly held belief that borrowing money became a must to afford this high cost, there is also an argument that the majority of people
It is true that many people prefer to borrow money to buy some things rather than use their money. These days, there are several solutions to borrowing money that apply more easily than before and banks around the world
The trend of desuming money has been normalised. A lot of individuals having credit card, utilize it in order to become the owner of a vehicle and a house. Depending on the ability of managing budget, these ideas can be
It is quite common nowadays that the majority of the population is taking loans . Some argue that it is dangerous because of getting into more debt whereas others argue that , if properly managed it is beneficial . In my
The trend of borrowing from bank getting increase. Majority of people borrow credit to payoff their mortgage and car loan. Some people believe its good think as they us credit money to generate more money However, I beli
Some people are convinced that it is better to purchase what they need using a credit card as it can help them manage their finances properly. On the other hand, others say this is a risky approach as it could negatively
The question of whether getting loans and credit from financial institutions is risky or saving money to purchase the necessities of living has always been a topic of debate. In the following paragraphs, I will provide m
In the contemporary epoch, nowadays it is indispensable for people to have moneylending as a use to attain their needs. However, there are also contradictory sides regarding the utilization of credit cards. In this forth
Taking Credits and bank loans are becoming a trend nowadays. Today's population are fulfilling their need with the aid they get from the nation, family, or friends.
Presently, a sizable group believes that credit has become more popular and a magnificent way to procure essential items for being such as cars or accommodations, while, others argue that it has more drawbacks. In this e
Financial loans emerged as one of the most popular money borrowing schemes whether it is for a vehical or for a house. Some individuals think, it is beneficial to loan money from finacial institutions and others opine th
There are various types of needs of human beings, and satisfying their finance matters a lot. To fulfil the necessities and business requirements one asks for funds through various sources. It is a subjective matter of
In this day and age a lot of people borrow money. Most of the people have mortgage for the next 30 years or indebt credit card. This essay will discuss if borrowing money is a good idea and show that it can be risky and
In the modern era , Getting credit from financial and non financial institute has become easy and within the reach of layman .This easy supply of money ensures that economy functions well .However this trend has also ign
Nowadays it became a usual factor that people use credit cards, or buy house, or car via loans in banks. Some would argue that it is too risky, others insist that it's the successful model of family economics. In this es
Across all countries worldwide, it is very common that people borrow money for different purposes. Most people have a Credit card, a mortgage and often they will buy a car on credit as well. Borrowing money is obviously
Nowadays, the borrowing of funds has become easier than past. Now, people have credit cards and they can take loans from banks to buy property or cars. Some people think that it is too risky to take loans and some are in
There has been controversy about whether borrowing extra credits from banks or other institutions are beneficial than drawbacks. I completely agree with this notion unless the borrower does not manage it effectively.
Acquiring capital from other sources rather than an income is becoming a popular trend among citizens. The majority of individuals have a residence on loan, purchase a car on the line of credit and borrow cheaply. If the
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