IELTS Writing Samples by topic

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It is being observed that nowadays applying for and getting a credit card is not a difficult task whereas with this easy process, a number of people have been facing a huge problem of non-payment of credit card bills. Wh
It is known that people experiencing more convenience to the utilisation of a credit card nowadays. However, problems arise when the payment of their debt are need to be made. While credit cards are beneficial for many p
These days, applying and getting a credit card has become easier than before, although some individuals face difficulties when they are not able to pay their debt back. In my view point, they have more beneficial points
Acquiring a credit card in the current day has become a straightforward process, offering users better access to finances and allowing them to make transactions with ease. Despite the potential complications that may occ
These days, loans are easily available in the form of credit cards and one can get them easily by looking at the Internet and applying for the same. Financial companies are making huge amounts of money by charging intere
These days, it is straightforward to sign up for a credit card, while several people find it difficult when they encounter financial issues as they cannot repay the card balance they owe. While there are some drawbacks a
Today, thanks to technological advancements, obtaining a credit card is a very easy process ,however, some individuals can face hardships when they have to pay their debts back. Personally, I think that the benefits of c
In the modern era, while many people recently changed their payment methods to using a credit card, some argue that it causes the issue of unaffordable payments for their debts. From my perspective, instead of some probl
Nowadays, it is easy to get and use a credit card all over the world so almost all people have it. There are a lot of benefits and drawbacks to using it.
These days, people are constantly falling for the debt trap of the credit card companies due to the fact that their cards can be obtained and used to purchase things very conveniently. Although the use of credit cards ma
In this contemporary society, owning a credit card has become easier than ever before. Nevertheless, this fact also puts a number of people to risk of being in debt. Although using credit cards is undoubtedly convenient,
Receiving a debit card is a simple task that can be done by just sending a request to the banks. People may not sometimes pay their debts back. However, it is convenient to use a credit card. Personally, I think some arg
In recent times easy credit availability to anyone has caused a problem of mounting debts for individuals who are then unable to pay. This is the biggest disadvantage in my opinion as it first traps people into taking lo
In this modern era ,it is easier to own a credit card and sometimes quite harder to manage financial issues which are the results of this trend. However , I consider it a positive advancement . Although there are some dr
Online payment systems such as credit cards have become much more affordable these days, but debts are still one of the daunting difficulties for people despite the cutting-edge technology. This essay will argue that the
credit card is becoming a stuff that take it for granted to most of people . However , it would become an charged issue that some people are over comsumption . in my opinion , the advantage of credit cart overweight the
The debate surrounding the use of credit cards has polarized communities. In fact, globalization has offered easy access to those who want to own one of them. However, many people have become slaves of their easy use. In
In contemporary society, development technology that people easily obtain and use credit cards. While many folks are not difficult to return their indebtedness to some extent, I still believe possessing credit cards i
The banking system is developing and they provide new services for clients. In fact, the procedure for acquiring credit cards is becoming easier and quicker. Therefore, paying by credit cards has advantages and disadvant
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