You had borrowed money from your friend when you were facing some financial problems and forgot to pay it back. Write a letter to your friend and in your letter: • Apologize for being late in returning the money • Explain what happened • Say how you are going to fix the issue now

My schedule was so hectic that I hardly could find some time to sit and write to you. Hope you are doing great.
Finally
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, I am writing
this
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letter to say, how sorry I am for forgetting to pay you back.
First
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of all, I apologize that it just
skipped
Correct your spelling
slipped
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my mind to pay you back that I borrowed
last
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month, promising you to return in a week. As you know, I needed that money for the down payment of the loan as I urgently needed a car for my office commute in
this
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bad weather.
However
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, to my dismay, after getting the car, there was no day in peace as it got lots of troubles in its machine.
Additionally
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, the service centre was pathetic and kept me on
toes
Correct pronoun usage
my toes
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till it was resolved. With all these hardships, the forgetful me forgot about the money.
Finally
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, I have done NEFT to your account and by
this
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time you might have received it in your account.
Furthermore
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, you will soon receive a Zoomland ticket for you and your spouse tomorrow. Consider it as my penalty for keeping your money for so long. I can’t thank you enough for coping up with me. See you soon. Take care.

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The Greeting

Depending on the style and aim of the letter, you will need to adapt your greeting.

Always start an informal letter in the ways:

  • Dear + name
  • Hi / Hello + name

‘Dear...’ is more appropriate, so stick with this.

For a formal letter there are two options for the greeting:

  • Use Dear Sir or Madam if you don’t know the name of the person you are writing to.
  • Use Dear + surname if you do know their name, e.g. Dear Mr Smith or Dear Mrs Jones.

Topic Vocabulary:
  • financial hardship
  • unintended oversight
  • profoundly regretful
  • amicable resolution
  • irreplaceable support
  • repayment schedule
  • heartfelt gratitude
  • unwavering patience
  • promptly address
  • sincerely apologize
What to do next:
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