It has become very common for people to borrow money.Most people have a credit card ,a mortgage and often they will buy a car on credit as well.Is this a good idea or is it too risky?Discuss both views and give your own opinion.

These days, going into debt is a normal thing.It is almost impossible to buy a house without the help of a someone, and people hardly give

this

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second

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thought.

Although

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, borrowing money can give people some opportunities they would not have

otherwise

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, I believe that, going into credit is very risky.

Firstly

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, on some occasions, borrowing cash can help people improve their circumstances.

For instance

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, if a person is aware of the risk and they do his or her maths carefully, he or she can pay less, monthly, for a mortgage than they would for rent, and enjoy the added advantage of owning a property.

Therefore

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, it is undoubtedly a good choice to do

this

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action. The feeling you have when people live in their own house is matchless and it's worth the risk.

On the other hand

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, in spite of these benefits, lending money can

also

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pose quite a lot of danger.

For example

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, if someone gets a credit on a house at a bad time, he or she can end up stuck paying much more than the property is actually worth.

Moreover

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, if they do not succeed in getting a debt lots of people decide to borrow from entrust one like pawnbrokers. To summarize, people can easily borrow some cash if they actually need, but they do not have to trust other people

then

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banks.

Therefore

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, borrowing fund, having a credit card or a mortgage is risky at some point but may be very useful if people do not have the chance to buy a property. After thorough analysis on

this

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subject, it is a good idea to borrow money in some circumstances, but without a great deal of caution it can pose serious danger.

Apr 29, 2020

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12
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

286 words

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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In some places old age is valued, while in other cultures youth is considered more important. Discuss both views and give your opinion

some people belive thatnprivate life of celebreties should not be openly shared by the media. To what extent do you agree or disagree?

Some people think that illegal internet downloads are having a negative effect on the music industry. Others feel that they have little or no impact on artists. Discuss both views and give own opinion.

Internet technology means people do not need to travel to foreign countries to understand how others live. To what extent do you agree or disagree?

The most important aim of science should be to improve people’s lives. To what extent do you agree or disagree with this statement?