50 Latest Credit IELTS Topics

Want to improve your IELTS score? Get instant feedback and learn from your mistakes!
Now it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do advantages of credit card outweight the disadventages?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statemen
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
In many countries, it is very easy to apply for and be given a credit card. However, this causes some people to have problems with debts they cannot pay back. Do you think the advantages of credit cards outweigh the disadvantages?
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
you recently received a letter fron you bank that should have contained a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. I your letter, Explain what has happened suggest the credit card should be cancelled for security reasons ask when a new credit card can be sent to you.
Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for individuals to borrow large amounts of money. What are your opinions on this? Give reasons for your answer and include any relevant examples from your own knowledge and experience.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows:
Nowdays it is easy to apply for and given a credit card. However,some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantage?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the proble
A “cashless society” is one where people use debit/credit cards and other forms of payment. Do the advantages of a cashless society outweigh the disadvantages?
Coins and paper money will soon be replaced by credit and bank cards. Eventually we will have a cashless society which will be safer and more convenient for everyone. Do you agree or disagree
A ‘cashless society’ is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of cashless society outweigh the disadvantages?
: Some people think that paper money and coins will be replaced completely by credit cards and online methods of payment in the future. Do you agree or disagree?
People today are able to take out loans from the bank or get a credit card very easily. What are the advantages and disadvantages of this practice?
Nowadays, plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coin. Advantages and Disadvantages
Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins.Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.
While travelling by metro train, your credit card slipped out of your pocket. You realized this only after reaching home. Write a letter to the concerned authorities and explain what happened.
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debt back. In your opinion, do the advantages of credit cards outweigh the disadvageants?
In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debt they cannot pay back. Do the advantages outweigh the disadvantages?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem. You do not need to write any addresses. Begin your letter as follows: Dear Sir or Madam,
nowadays, it is easier for young people to have a credit card compared to the past. do the advantages of this trend outwage of the disadvantages?
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
In order for many young people to contribute to our society, it is worthwhile to make university/college students do colunteer work in order to give credits which are necessary for their degrees. To what extent do you agree or disagree?
It has become very common for people to borrow money. Most people have a credit card ,a mortgage and often they buy a car on credit card Al's well. Is this a good idea or is it too risky? Discuss both the views and give your opinion.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: -Introduce yourself. -Explain that you did not buy the items listed. -Say what you would like the bank to do to fix the problem.
Today credit cards are easy to get in many countries, but some people who use them struggle to pay their debt. Do the advantages outweigh the disadvantages?
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems. When they are not able to pay their debits back, do these advantages of credit card outweigh the disadvantages.
In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debts they can't pay back. Do the advantages outweigh the disadvantages.
You recently received a letter from your bank that you should have received a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter . Explain what has happened . Suggest the credit card should be cancelled for security reasons . Ask when a new credit card can be sent to you
COins and paper money will soon be replaced by credit and back cards. DO you agree or disagree that eventually we will have a cashless society which will be safer and more convenient for everyone?
Many people are in financial hardship due to their irresponsible use of credit cards. Therefore, banks and other financial institutes should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debts. To what extent do you agree or disagree?
The debate on cash versus credit card has been going on for some time. Credit is still a fairly new concept within the history of finance; so many people would rather stick with paper money. According to you, which is a better payment method, cash or credit? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
You should spend about 20 minutes on this task. Write at least 150 words. You recently went to a restaurant but think you could have left your credit card behind. Write to the restaurant. In your letter •Tell them when you went there •Describe where you think you may have left the credit card •Explain what you would like the restaurant to do You do NOT need to write any addresses.
You recently went to a restaurant but think you could have left your credit card behind. Write to the restaurant. In your letter Tell them when you went there Describe where you think you may have left the credit card Explain what you would like the restaurant to do
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card stateme
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
More people today put their personal and private information online (address, telephone number, credit card number) to do everyday activities such as banking, shopping, and socializing. Is this a positive or negative development?
You should spend about 20 minutes on this task. You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. • Say what you would like the bank to do to fix the problem.
You have just received a credit card statement from your bank. The statement lists a number of expensive purchases that you are sure you did not make. Write a letter to the bank manager. In the letter: • Introduce yourself. • Explain that you did not buy the items listed. – I am on vacation • Say what you would like the bank to do to fix the problem.- investigate the case/send revised credit card statement
it's preferable to pay with credit cards instead of cash. do you agree or disagree? give reasons to support your opinion.
It It has become very common for people to borrow money. Most people have a credit card, a mortgage and öften they will buy a car on credit as well. Is this a good idea or is it too riske? Discuss both views and give your own opinion.
Nowadays, it is easier for young people to have a credit card compared to the past. Do the advantages of this trend outweigh the disadvantages
You recenly received a letter from your bank that should have contain a new credit card. Unfortunately, the card was not in the letter. Write a letter to your bank manager. In your letter: -Explain what has happened. -Suggest the card could be cancelled for security reasons. -Ask when the new credit card can be sent to you.
The usage of Credit cards and Debit cards seems to be a growing trend. Will plastic money completely replace the currency notes and coins used at present? Do you think this is a positive development?
«Many people are using credit cards or loans to run up huge personal debts that they may be unable to repay. It should therefore be made more difficult for individuals to borrow large amounts of money.What is your opinion?»
Some people think that paper money and coins will be replaced completely by credit cards and online method of payments in the near future. Do you agree or disagree with their statement?
You have lost your credit card Write a letter to the manager of your bank In the letter explain how you lost the card ask the manger to cancel the old card and to issue you a replacement
nowadays, plastic money replacements such as credit card or debit card are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages and include your own opinion.
🚀 Prepare for IELTS writing section today!
  • Unlimited Task 1 & Task 2 checks
    Practice with essays, charts, and letters.
  • Personalized suggestions & mistake analysis
    Spot every mistake and boost your score.
  • Topic ideas & vocabulary helpers
    Expand your ideas and use the right words.
  • Progress tracking
    Watch your writing improve with every practice.