Some people think that they should spend money they earn now enjoying life while other think that the money should be put into saving for future. Discuss both views and give your opinion.

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People have different opinions on spending and saving their capital. Few people believe that they should spend
money
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to enjoy
life
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to the fullest while others consider saving
money
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to secure their future. In my opinion, saving
money
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is absolutely necessary, but it should not be achieved at the cost of limiting basic needs. To commence with, people these days are working hard to earn more and more wage to live a comfortable
life
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and full fill their desires. There are certain expenses that cannot be curtailed.
For example
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, we all need food to eat and cloths to wear. We
also
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have the responsibility of taking care of our dependent parents, children’s and spouse.
In addition
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to
this
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, they should invest some amount in the recreational activities to break the monotony of their regular
life
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and to stay stress free. To exemplify, people should go out for vacations once in year to relax themselves and enjoy quality time with their friends or family members.
Thus
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, all of these are good reasons for spending
money
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.
On the other hand
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, saving fund is vital for a bright future.
Life
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is full of ups and down and we cannot predict what would happen in future.
For instance
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, a sudden job loss can put people in financial trouble and derail their course of
life
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.
Therefore
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, if we spend all of our earning in enjoying the current
life
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, we will not be able to overcome these difficult situations.
Furthermore
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, we can enjoy an economically strong and independent
life
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during our twilight years with
this
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saved amount.
Hence
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, it is important to save
money
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. In conclusion, it is evident to live a comfortable
life
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throughout one’s
life
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, it is important to save and spend
money
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wisely.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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Topic Vocabulary:
  • live in the moment
  • instant gratification
  • leisure activities
  • make memories
  • relieve stress
  • boost mental well-being
  • support local economy
  • wealth accumulation
  • financial stability
  • emergency funds
  • retirement savings
  • major life events
  • weigh the pros and cons
  • strike a balance
  • long-term perspective
  • financial preparedness
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