Many people believe that they should spend money to enjoy life at present.others however, think they should save it for the future. Discuss both views and give your opinion

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Some argue that the wage should be deployed to entertain the present, whereas others declare that the money should be deposited for the
future
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requirements. My personal perspective is
although
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spending on the recreation is vital in a satisfied
life
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, saving is imperative to ensure a secure prospective.
To begin
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with, entertaining the current moment is essential to generate the fulfilment. In fact, consuming the income on
such
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activities not only provides the mental relaxation and satisfaction, but
also
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, improves social relationships and allow people to spend a pleasurable
life
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which is the ultimate aim of the every conduction. For an example, in the UK, some people utilize their total income to entertain their
life
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through travelling around the world because they think the enjoyment which acquires through
such
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experiences is worth enough than saving for the planned.
However
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, I disagree with
this
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notion because excessive spending on entertainment makes an individual vulnerable to
future
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financial constraints.
On the other hand
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, saving is integral for a better and safe
future
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.
This
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is because, one should be financially strengthened not only to confront with unpredictable calamities
such
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as losing jobs or ill health, but
also
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to cater the
future
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goals
such
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as education or construction of a house. For an instance, during the recent global economic downturn, many in Sri Lanka lost their employments and the party who had adequate savings for the
future
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could survive successfully during
this
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hardship.
Hence
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, I agree with
this
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school of thoughts because the stability of the
life
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is achieved through proper financial management. In conclusion, despite enjoying the moment through spending on entertainment is necessary for a pleasurable
life
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, what is more important is the construction of a safe and better
future
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through developing a stable financial foundation.
Submitted by drkanchanaamarasingha on

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Topic Vocabulary:
  • live in the moment
  • instant gratification
  • leisure activities
  • make memories
  • relieve stress
  • boost mental well-being
  • support local economy
  • wealth accumulation
  • financial stability
  • emergency funds
  • retirement savings
  • major life events
  • weigh the pros and cons
  • strike a balance
  • long-term perspective
  • financial preparedness
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