The increasing housing problem in big cities has social consequences. Some people say that only only government can solve this problem. To what extent do you agree or disagree?

Listing the challenges in big cities cannot be complete if housing problem is not included.

This

unending issue is the basis of social vices in urban settlements. But is it the sole responsibility of the

government

to rectify

this

anomaly?

This

essay will discuss the social effect of the accommodation challenge and mention other body that could play their parts to correct

this

problem asides the

government

. The

government

, saddled with the responsibility of the welfare of the citizens, should ensure that proper shelter is in place for some of the people.

For example

, the majority of the civil servants should indisputably be housed by the

government

on subsidised rents. With

this

method, the housing problems will be reduced, thereby ensuring sanity on the streets and making the youths, have a place to call home.

Nevertheless

, it is not the sole responsibility of the

government

to ensure all members of the state are housed, especially in a populous country and most of the youths cannot afford to pay bills.

However

, financial institutions can make products for housing more affordable and the processes for getting

such

facilities should be less cumbersome.

For instance

,

First

Bank of Nigeria has a product, named

First

Mortgage for their customers as they hold the record as the organisation with the highest numbers of young customers.

This

way, the young will get houses and pay later through their salaries. In conclusion, the increasing shelter issues that bring about most social vices cannot be curtailed by the

government

alone.

However

, more banks should grant loans supporting

such

course.