Many people prefer to spend money and not save it. What are the reasons is it possitive or negative development?

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Nowadays, people always struggle with how to manage their salary. It is believed that man would rather spend their wage than save it for rainy days. A plethora of people are opting to spend their cash than saving it.

This

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essay discusses for

this

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and

then

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explains why

this

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is a negative development The primary reason that people cannot be able to save payment is, their shopping addiction. Due to the development of technology, people can buy anything they want at any time, just at the button, from the comfort of their home.

In particular

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this

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is a serious problem among young generation.

For instance

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, a friend of mine, Jane, who used to be

Suggestion

accountant, spent most of her income, buying trendy clothes and shoes and even became an overdue borrower

last

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year. An example, like

this

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clearly shows how shopping addiction has an awful influence on a person’s spending habit.

Moreover

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, changes of style lead to a negative outcome. In the past, the average period, which took people to buy their

first

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home was 7 years, but it now takes more than 14 years after graduating from university. With

this

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kind of negative habits mentioned above, people cannot even have a 20% deposit in order to get pre- approval for a

first

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home from a bank.

In other words

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, those who are not good at saving would suffer the poverty or become a homeless later in life. In conclusion, a lot of people do not save salary and

instead

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they prefer spending an enormous cash on online shopping. I believe

this

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is a negative trend and cause financial crisis in the near future.

Submitted by Thanh Huong on Mon Jun 15 2020

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Your opinion

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If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

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...do you agree or disagree?...do you think...?...your opinion...?

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9
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

275 words

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Topic Vocabulary:

instant gratification
consumer culture
financial literacy
economic optimism
financial instability
indebtedness
stimulating economic growth
personal satisfaction
innovation
job creation
investment
wealth accumulation
advertising
social media
luxury lifestyles
financial planning
future security
emergencies

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Many people prefer to spend money and not save it. What are the reasons is it possitive or negative development?

Your opinion

Some people believe that international trade and communication with other countries is a positive trend, while others think it is harmful to nations and they might lose their identities. Discuss both views and give your own opinion.

The importance of biodiversity is being more widely recognised as increasingnumbers of species come under threat. What can be done to maintain biodiversity?

There is an increase in the number of parents choosing to educate their children themselves at home instead of sending them to schools. Do the advantages outweigh the disadvantages?

Some people believe that reading different types of books is always a good habit. Others feel it depends on which books a person is reading. Discuss both sides and give your own opinion.