Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

There is a common
problem
among high
school
graduates these days where students are leaving
school
without any knowledge or skill in personal
money
management.
This
essay will outline a
number
of reasons for
this
trend and a
number
of possible solutions to help tackle the issue.
Firstly
, one of the main causes of
this
problem
is that the majority of high
school
students live with their parents and are completely financially dependent upon them. Most students do not need to work to earn
money
while at high
school
, as their parents pay for all their needs, and
therefore
do not gain any understanding about the realities of earning and saving
money
. Usually, the only
money
that students receive is from their parents and
this
is typically in the form of pocket-
money
, which is given with the intent of it being spent.
Therefore
, young people only really learn how to spend
money
, and not how to earn, save or manage it wisely.
However
, there are a
number
of viable solutions to help students deal with
this
problem
.
Firstly
, basic
money
management skills could be included as a compulsory subject for students in their high
school
years, which would help equip them with the knowledge and skills to manage their own personal finances when they leave
school
, move out of home and enter employment. The
second
possible step that could be taken to help curb
this
problem
is through education at home. Parents need to take responsibility to make sure that their children are adequately educated in
such
matters to ensure their children maintain a successful and independent financial situation after graduating and leaving home. In conclusion,
although
money
management is a
problem
for a lot of
school
leavers, there are a
number
of viable solutions to counteract
this
problem
.
Submitted by Andy on

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