In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phones #cellphones #apps #development

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Payments for the goods and services using mobile phone applications is becoming prominent in the contemporary world. Despite the cons, including identity theft and data sharing with applications, the advantages, like accessibility and comfort certainly dominate. The increasing popularity of paying using phone apps has its concomitant risks.

Firstly

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, the identity theft, which is believed to be of critical importance. Having the profiles created on various unreliable mobile applications,

for instance

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, makes it convenient for hackers to mirror the identity and use these them to pay for their luxury needs. The other potential drawback is the data sharing with these

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party apps.

For example

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, these mobile applications have a prerequisite where a user is needed to confirm that he is willing to share his personal data like card details, address and phone number. If an untrustworthy app gets the access to ones personal information, the data could be sold for a few bucks to spamming agencies.

Therefore

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, these risks coexist with rising demand for paying online.

However

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, various security measures are being implemented to mitigate these factors. Despite that, the other side of the coin is more promising.

In other words

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, the advantages outweigh the disadvantages.

For instance

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, applications like Google pay and Apple Pay provides a high degree of accessibility where one can simply tap at any NFC enabled machine to initiate a payment.

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saves a lot of time in finding spare change in the form of notes and coins and makes the payment more secure.

Secondly

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, it elevates the sense of comfortability among people in a way that they do not have to carry their money bag or wallet anymore to the shopping stores.

This

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freedom, albeit small, adds to the convenience level for people and is

therefore

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a dominating factor behind the rise in popularity of paying using cell phones. In conclusion, even though the rise in technology enabling one to pay using online mobile apps has certain drawbacks, the pros, most certainly, compensate.

Consequently

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, it allows one to have greater access and spend money more conveniently making the overall process more enjoyable.

Submitted by Danish Bhatia on Mon Aug 24 2020

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4 paragraphs

348 words

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In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Some people believe that it is good for a country's culture to import foreign movies and TV programmes. Others think that it is better to produce these locally. Discuss both views and give your own opinion.

With a growing population, many people believe that we should focus on producing more GM food. What are the advantages and disadvantages of doing this

In some countries, the difference in age between parents and children is generally greater than it was in the past. Do the advantages of this trend outweigh the disadvantages?

Using a computer every day can have more negative than positive effects on young children. Do you agree or disagree? Give reasons for your answer and include any relevant examples from your own knowledge or experience. In this contemporary

First impressions are important. Some people think that doing well in interviews is the key to securing a good job. To what extent do you agree?