In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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From the past decade, technology has advanced enormously. Among all the technology sectors, mobile phones have evolved a lot. Earlier, cellphones were used only for calling,

however

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, with the mobile applications, now one can use them for shopping, communication and paying bills.

This

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essay will illustrate both pros and cons of using mobile phones for payments. To commence with, paying for things using cellphones have a number of advantages.

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of all,

this

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trend has made people's lives easier. Now, they don't have to stand in a queue in front of an ATM to withdraw cash.

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this

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development lends a helping hand in saving our environment as fewer trees are cut down to print notes.

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this

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phenomenon

also

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helps in taking positive steps toward building a cashless economy.

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, people can save money as well by using these applications because they usually offer some discounts or coupons on payments.

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, PayTM, PayPal

are

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some famous payment applications used by masses. It is rightly said that every coin has a flip side.

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, these phone apps have various drawbacks as well.

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, one can easily become a victim of an online scam by using these apps.

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, there is no surety of whether user's data,

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as their card number or bank details are secured or not.

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, these applications are hard to use for elderly people as they are not usually familiar with using them.

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, if a person loses their phone, someone can misuse it to pay using these applications. In a nutshell, it is apt to conclude that,

although

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paying using cellphone apps has brought a lot of convenience and comfort to people's lives.

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, they can

also

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lose their money if these apps are not secured. Governments should bring in some policies to ensure user data security and save masses from online frauds.

Submitted by Harneet on Sat Sep 26 2020

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Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

310 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In many countries , the amount of household waste like food packaging is increasing. What are the causes of this problem? What measures could be taken to reduce it?

Some people think that the main purpose of schools is turn children into good citizens and workers, rather to benefit them as individuals. To what extent do you agree or disagree?

Virtual reality be used as a tool for therapeutic interventions and mental health treatments. To what extent do you agree or disagree?

In the modern world, many employees lack soft skill such as communication and working in the teams. What are the main causes of this problem? What are the effects of the lack of such skills ?

SomeSome People Think That Success In Life Comes From Hard Work And Determination, While Others Think That There Are More Important Factors Such As Money And Appearance