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Writing Samples
Band 7

Some people get into debt by buying things they do not need and can not afford . What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

#people #debt #behavior #action
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Considering today's society, some people are putting themselves in serious financial difficulties due to buying objects that, in fact, they do not need, or even worse, they do not have the condition to afford them. Life status might be the main reason why people behave in
such
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 a way that they put themselves in serious financial risks. To overcome or to avoid having
such
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 a problem, I believe that one thing that they should consider is to learn how to control their
money
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. There are many reasons hidden in
this
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 high level of consumption.
Although
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, most of the items acquired by these people are not essential in their daily lives, they tend to put themselves in
such
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 a place in order to achieve a high status in their society. In fact, the number of people being considered digital influencers has considerably increased in the
last
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 5 years.
Additionally
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, the false satisfaction of having new things or showing off online compels them to buy objects that are out of their budget, just to make
such
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 an impression.
For instance
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, a recent study has shown that 85% of the items purchased for people with high debt in credit cards are used only once or at most twice. The simplest action of
money
Use synonyms
 control might have significant impact in those that present financial problems. When you are taught about how to manage your
money
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 and your finances, you start to pay attention how you are spending your
money
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. In fact, one of the basics rules in finances courses is to write down how much is being spent on each one of the different sections: food, transport, health, leisure activities, among others.
Therefore
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, people tend to see, in numbers, the real amount that each part accounts for. In conclusion, the knowledge of managing the individual finances is an important action to be considered for those who are in financial difficulties due to their high consumption of unnecessary or unaffordable things.
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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • consumerism
  • financial literacy
  • impulse buying
  • credit score
  • debt management
  • sustainable living
  • emotional spending
  • budgeting skills
  • peer pressure
  • retail therapy
  • frugality
  • credit limit
  • financial counseling
  • minimalistic lifestyle
What to do next:
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