People after retirement often require financial assistance. Should the government be responsible for this or should the individuals make provisions for themselves? Discuss both views and give your own opinion.

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It is a known fact that retired individuals need some monetary support to maintain and sustain their lives. Some people are of the opinion that the financial responsibility should be the duty of the authority while others are of the view that the persons concerned should bear the burden. Personally, I think both the authority and the people involved should play their part and
this
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essay will examine both viewpoints and give a plausible conclusion.
To begin
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with, when employees are in active service, they should take the necessary steps to secure their future.
Firstly
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, they have to ensure that they have an active pension fund which can be doing my putting some money anytime they get their salary. Employers
also
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have a role to play by making contributions to employee pension accounts.
For instance
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, if a person starts working at the age of 20 and retires at 60, they would have saved up enough money for retirement and would
also
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be able to maintain their life without depending on others.
Nevertheless
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, the government can
also
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contribute to
this
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cause by ensuring that older people get some benefits.
First
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of all, the authorities can ensure that seniors get discounts on bus passes or transportation within the state and they can
also
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ensure that medical checks are subsidized.
For example
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, bus passes can be half price for people who have retired.
Secondly
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, the authority can
also
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ensure that the pension fund of the seniors is tax-free. To sum it up, employees need to ensure that they take the right steps in securing their future and make adequate plans,
although
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the government has a significant role in ensuring retirees live comfortably.

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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Topic Vocabulary:
  • financial assistance
  • retirement
  • provisions
  • governmental pension plans
  • social security
  • welfare programs
  • financial literacy
  • private pensions
  • savings accounts
  • investments
  • economic stability
  • poverty line
  • safety net
  • personal responsibility
  • incentivizing
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