It is a known fact that retired individuals need some monetary support to maintain and sustain their lives. Some people are of the opinion that the financial responsibility should be the duty of the government while others are of the view that the persons concerned should bear the burden. Personally, I think both the government and the people involved should play their parts. While the policymakers make pension and gratuity available promptly the employees should go extra miles by having consistent saving and investment while still working.