In many countries paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

After the technological revolution

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,

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the mode of money transaction is become digital using

m

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a

the

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obile

application

and it is no more uncommon in most of the countries. There are way more benefits of

m

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a

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oney transfer using

c

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a

the

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ellular app which includes convenience and swiftness.

However

, there is one major potential drawback associated with

this

method

of

payment

is cyber theft. Undoubtedly, there are numerous advantages of funds transfer using mobile apps and

this

way of

t

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the

a

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ransaction is tremendously popular in most of the regions in the world.

Firstly

, convenience is one of the major

upside

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upsides

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of

this

particular

method

in which people can paying online bills or buy anything online by tapping

f

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a

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ew clicks on

m

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a

the

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obile screen.

For example

,

a

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apply

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recent data revealed by

U

Correct article usage

the

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K explain that most of

p

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the

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opulation is using

m

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a

the

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obile app

for instance

Amazon, eBay to order things and pay online through these applications.

Secondly

, online

payment

using smartphone

application

is considered rapid comparing to any other

method

.

Furthermore

, it saves a lot of time and individuals do not need to visit any credit or debit card machines for

maiking

Correct your spelling

making

payment

.

Nonetheless

, apart from the upsides of mobile

application

payment

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,

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there are some potential risks involved with

this

. The enormous drawback is the cyber theft associated with

this

mode of

payment

because it is more vulnerable that hacker can get access to the mobile phone using social media applications or installed unauthorized apps. After that

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,

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he would be able to acquire confidential credentials of one’s online bank account and steals

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a

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person’s

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people

person

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hard

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to

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earn

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earned

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money.

Although

,

this

can be resolved or avoided by educating mobile app user to not click on any unnecessary link or do not install any unauthorized

application

on their smartphone. In conclusion, online

payment

using mobile phone applications is

m

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a

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ost swift and convenient

method

.

Nevertheless

, cybercrime is

also

associated with

this

way of

payment

which can minimize or eliminate by proper guidance and making system more reliable.