In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

✨ Do you want to improve your IELTS writing?

Mobile phones have become an essential component of everyone’s life. Nowadays, with the advent in mobile apps, more and more people are using mobile phones to conduct financial transactions

such

Linking Words

as bank transfers or simply, paying for

day

Use synonyms

day

Use synonyms

things.

This

Linking Words

essay will discuss why there are certain drawbacks with

this

Linking Words

new trend but why, ultimately,

this

Linking Words

phenomenon will continue to grow. Many would argue that paying through mobile phones is inherently a risky proposition.

Firstly

Linking Words

, cyber-crime is a real threat and hackers are constantly finding innovative ways to hack smartphones to steal credit card and other financial information.

Therefore

Linking Words

, relying on a device which is vulnerable to physical as well as financial theft, to make transactions is like opening a ‘Pandora’s box’.

For example

Linking Words

, increasingly OTP frauds are being reported where hackers capture someone’s bank details from their smartphone and easily get confirmation from phone owners by pretending to be bank officers, stealing one’s hard-earned money.

Additionally

Linking Words

, certain sections of the society

such

Linking Words

as old people and traditional neighbourhood shopkeepers find handling digital payments a cumbersome process due to their digital literacy. Despite many efforts by the government, encouraging adoption of mobiles phones as a wallet is an uphill task. These incidents will keep many people away from using their mobile phones as wallets.

However

Linking Words

, the ease of usage and native security of applications designed for mobile phones are factors which help propagate mobile phone’s use as a mode of payments. The convenience of not carrying a wallet is far too important to be ignored.

Moreover

Linking Words

, many applications have additional security built in to prevent unauthorized usage.

For instance

Linking Words

, during the current pandemic, when handling physical currency notes was risky, people relied on apps to pay for their

day

Use synonyms

day

Use synonyms

needs and the apps’ usage skyrocketed.

Also

Linking Words

, entering a one-time-password in apps to grant permission to pay, was not only handy but

also

Linking Words

secure for the users.

Therefore

Linking Words

, sufficient checks are in place for using these apps reliably. To sum up, the increasing popularity of digital payments will become pervasive across businesses and individual users.

This

Linking Words

essay discussed the drawbacks of

this

Linking Words

trend but highlighted the benefits associated as well. In my opinion, the advantages outweigh the disadvantages and

this

Linking Words

development is projected to grow in the long run.

moonis.ahmedFri Dec 25 2020

Unauthorized use and/or duplication of this material without express and written permission from this site's author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

10
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

382 words

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

What to do next:

Look at other essays:

6
band
In many countries, the governmnet only emphasizes economic growth, discuss the advantages and disadvantages of it.
In many countries, the government emphasizes economic development above all other concerns. The benefits of this are it increases the annual income of the general public, and improves the infrastructure of a country. The drawbacks are the other important sectors of a country experience neglect, and the environment gets polluted.
6.5
band
Doctors recommend that older people exercise regularly. However, many of them do not get enough exercise. What are the reasons? What can be done to encourage them to exercise more?
Despite the physicians' recommendation for more daily physical activities for elderlies, they often do not be active enough. The forthcoming essay shall discuss the causes of this problem and provide some solutions to motivate them
7.5
band
There are many ways to find a job: newspaper advertisements, internet job search web sites, and personal recommendations. What do you think is the best way to find a job? Give reasons or examples to support your opinion.
It cannot be denied that there are several options available to hunt for a vacancy. paper advisements, online and references are different ways to research for an appointment. As far as I am concerned I believe that in the era of digitalization official sites are the best way to get a desired position.
8
band
Countries around the world will be facing significant challenges relating not only to the environment, but population and education as well. What problems will your country face in the next ten years? How can these problems be overcome? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Recently, many researchers have predicted that environment, population, and education are going to be the top problems for many nations around the globe, including my country: Indonesia. As one of the third-world nations, we are still busy fighting the disparity between the capital land Jawa and other areas, especially in education. I personally believe community-based mentoring movement led by local-born individuals will reduce the gaps. In this essay, I shall explain these points with my personal experience.
7.5
band
Some people think that educating people about the problems of eating too much fast food has no effect and that other measures should be taken to tackle this issue. What is your opinion?
Some might say that teaching people the problems that come from consuming too much fast food does not have any effect whatsoever towards reducing the percentages. Others think that this is not a pressing issue and do not see any fatal flaw with the current methods of countermeasures. Nevertheless, I must say that I agree with the former statement.

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

Answer the 'Advantages and Disadvantages' topic

In many countries, the governmnet only emphasizes economic growth, discuss the advantages and disadvantages of it.

Doctors recommend that older people exercise regularly. However, many of them do not get enough exercise. What are the reasons? What can be done to encourage them to exercise more?

There are many ways to find a job: newspaper advertisements, internet job search web sites, and personal recommendations. What do you think is the best way to find a job? Give reasons or examples to support your opinion.

Some people think that educating people about the problems of eating too much fast food has no effect and that other measures should be taken to tackle this issue. What is your opinion?