In some countries, owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

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The question of whether individuals are ought to purchase their own house or opt for renting a home is quite a controversial topic today. The reasons will be discussed and it will be examined why it is considered as a negative situation. In my view, there are merits to owning your house,
although
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I opine that the disadvantages outweigh the benefits.
To begin
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, in many countries purchasing and maintaining a home is crucial and considered as a necessity.
For instance
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, in the United States of America,
this
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practice is bound to be part of achieving the so-called 'American Dream'. The reason is that it should create financial stability in the society and one can prove their wealth by owning a home.
However
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, a large number of people achieve
this
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goal by paying their mortgage, there are times when these payments were not fulfilled.
As a result
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,
this
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might have been one of the repercussions of the 2008 economic recession.
Hence
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, renting would boost the economy over time.
This
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example shows one of the major drawbacks of being a homeowner. Renting,
on the other hand
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, might cost an arm and a leg in most countries, so people might become financially encumbered.
For example
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, previous data from 2016 shows that more than 40 per cent of the people's income was spent on rent.
Although
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, according to a recent study conducted by Harvard University in 2018, renting might not cost more than owning, due to the fact that maintenance is not required. So, if you consider all fees and expenses renting and owning might be the same price in the long run. To conclude, it is debatable whether paying monthly for accommodation or owning a house is a better option. According to some previous studies, renting seems to have a more successful turnout.
Thus
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, I totally disagree with the given statement.
Submitted by klaudiaeperjesi on

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Topic Vocabulary:
  • ownership
  • renting
  • importance
  • sense of security
  • stability
  • financial investment
  • asset
  • customize
  • decorate
  • belonging
  • community
  • potential
  • future generations
  • long-term
  • cost advantage
  • control
  • living space
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