People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

#people #credit #cards #purchases #outweigh

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Over the

last

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couple of decades, we have familiarized ourselves with the use of advanced

payment

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methods. Credits

cards

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provide great convenience to the human race. Credits

cards

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are widely used for our regular expenditures and we are heavily relying on them. In

this

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essay, While

credit

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cards

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present certain drawbacks, I strongly believe that the advantages surpass the disadvantages of

this

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payment

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gateway.

Firstly

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, the cardinal advantage of

this

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type of

payment

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is that a person is no longer required to carry an excessive amount of cash when purchasing anything.

Consequently

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,It's quite convenient and safe to simply put your bank card into your wallet and carry on with your shopping.

Furthermore

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, your cash flow may automatically be generated through either your telephone number or your account,

this

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adds up a level of control over your expenditures.

For instance

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, when an individual

finally

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buys a home, he or she can't just pay with cash, because the amount of money is just quite monumental.

As a result

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this

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cashless

payment

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is more beneficial.

Secondly

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, another major merit of using

credit

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cards

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is that banks and other federal institutions can now have a much simpler auditing process on how the general population is spending.

Therefore

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any nation could regulate its financial system

accordingly

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and promote its economic.

In addition

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, if a bank member wants to take a loan, the bank could have access to his credibility,

this

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would help the banker decide whether to lend or not. People with a good

credit

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record,

for example

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, can easily get their mortgage when purchasing a new home. That being so, paying with new technologies can promote a more reliable economy. In conclusion,

although

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there are some limitations to using

credit

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cards

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, I strongly believe that

credit

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cards

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are here to stay and revolutionize the way we buy things.

Submitted by mit2012abc on Sat Jan 30 2021

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14
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meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

304 words

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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