In many countries, paying for things using mobile phone (Cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

In numerous nations, paying for things using mobile phone applications is becoming more and more common.

Although

people can face

internet

problems, I believe that there are more benefits because it is very convenient for them to use it. The advantages of using mobile

apps

for

payment

is that it is convenient.

In other words

, human beings do not have to carry cash, credit cards or exact change to buy products and can pay the money using a single tap, reducing the risk of loss or theft of cards as well as liquidity.

Moreover

, these

apps

are secure as they have certain secure codes or encryption to protect personal information.

For example

, The Times Now recently stated that approximately 43% of Indian people use Google pay for making any payments because of the convenience. As these

apps

are secure and easy to use, I'm of my opinion that using

apps

for

payment

has more advantages. One of the disadvantages is that it requires the

internet

. As these

apps

require

internet

connectivity to function payments smoothly, a person cannot make any

payment

if he/she has any

internet

connections problem.

Additionally

, transactions can

also

fail if the bank serves are down.

For instance

, many people in India who uses PayPal or Paytm sometimes cannot make transactions due to network problems.

However

, I believe that

internet

issues are temporary but can hamper the process if

such

problems are consistent. In conclusion,

although

human beings might face

internet

connectivity issues, using applications for

payment

is much more convenient. For

this

reason, the positives far outnumber these negatives.

Submitted by IELTS on Sat Mar 06 2021

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (Cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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