In many countries, paying for the things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

Today's technology is rapidly developing. It is especially visible in the improvement of the banking systems. Banks all over the world are digitalizing by implementing not only cashless but

also

cardless payments. Nowadays, it is possible to pay via an app on your mobile

phone

in a lot of countries. What is more, usage of

such

apps

has become common

Change the punctuation

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Although

I can see a lot of advantages brought by

this

solution, I would argue that they do not outweigh the disadvantages. I shall discuss both sides of

this

argument. One of the main advantages of paying via cellphone is comfort. A

phone

is much handier and it is always within our reach. A lot of women stand in front of the cashier for ages before they

finally

find a wallet in their big purse.

In addition

to that, banking

apps

are very easy to use.

This

encourages new users including those less familiar with new technologies.

On the other hand

, people tend to spend too much money because of how easy it is to pay via mobile

phone

. Psychologically, it is much harder to spend tangible money that we can count and see.

Furthermore

, using

apps

that allow for mobile payments requires storing sensitive data on the mobile

phone

Therefore

, people are more susceptible to potential data theft. To conclude, THE phenomenon of paying by mobile

phone

apps

has its pros and cons.

This

payment method has proven itself TO BE very comfy and user-friendly.

However

such

facilitation can be tempting to spend more money than we actually need.

Moreover

, paying via

phone

may

also

be dangerous if we are not cautious enough with our data privacy. All in all, I believe that paying for stuff using mobile

phone

apps

has more disadvantages than advantages.

Submitted by natalia.gasowska on Mon Apr 12 2021

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11Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

4 paragraphs

296 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for the things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Support ideas with relevant, specific examples

Essentional vocabulary list for IELTS Writing 7+

There is a problem in the road outside your house. Write a letter to your local councilor. In your letter introduce yourself explain what the problem is tell the councilor what you would like to be done

In many countries around the world, rural people are moving to cities, so the population in the countryside is decreasing. Do you think this is a positive or a negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

In some countries, more and more adults are continuing to live with their parents even after they have completed their education and found jobs. Do the advatages outweigh the disadvantages ?

People in many countries spend more and more time far away from their families. Why does this happen and what effects will it have on them and their families?