Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back.

There are many concerned individuals who feel that having a
credit
card
can be beneficial. Others,
however
, think that they may face some hard time while clearing their
credit
card
debts. I completely agree with the latter statement, and in
this
essay, I will explain both sides of the topic. On
one
hand, the major advantage of using a
credit
card
is paying your bills when you run out of money. Sometimes due to some emergency situations, you may not have sufficient cash and you may need to take help from your friend and family. To escape from
such
a situation, a
credit
card
can be a great deal.
For example
, If your close family member got hospitalised and you do not have the funds. In
this
case,
one
can make the payments through a
credit
card
.
Moreover
, while shopping we may get discounts and exciting offers.
One
such
example is
,
Remove the comma
apply
show examples
online shopping sites. During sales, they give discount offers to
credit
card
customers to attract more crowds.
On the other hand
, having a
credit
card
can be challenging because, in order to use it, your
credit
points should be good. For
Add an article
an
show examples
instant, If you have a
credit
card
, but you have not paid your debts.
As a result
, even though you have a
card
, you are not in the position to use it at the time you need it the most.
Instead
of that, if you have health insurance, you can get hospitalised and can cover hospital bills.
Also
, nowadays, people are actively investing their money in mutual funds and with long time investments, you can get good profits.
Thus
you can utilize your saving in emergency situations. In conclusion,
Although
there are good arguments in favour of people claiming that
one
must have a
credit
card
, I strongly believe that getting health insurance and doing enough savings can replace
credit
cards.
Submitted by shreyaraut1996 on

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Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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