Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not be able to pay their debts back.

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There are many concerned individuals who feel that having a
credit
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card
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can be beneficial. Others,
however
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, think that they may face some hard time while clearing their
credit
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card
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debts. I completely agree with the latter statement, and in
this
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essay, I will explain both sides of the topic. On
one
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hand, the major advantage of using a
credit
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card
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is paying your bills when you run out of money. Sometimes due to some emergency situations, you may not have sufficient cash and you may need to take help from your friend and family. To escape from
such
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a situation, a
credit
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card
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can be a great deal.
For example
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, If your close family member got hospitalised and you do not have the funds. In
this
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case,
one
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can make the payments through a
credit
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card
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.
Moreover
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, while shopping we may get discounts and exciting offers.
One
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such
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example is
,
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apply
show examples
online shopping sites. During sales, they give discount offers to
credit
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card
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customers to attract more crowds.
On the other hand
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, having a
credit
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card
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can be challenging because, in order to use it, your
credit
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points should be good. For
Add an article
an
show examples
instant, If you have a
credit
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card
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, but you have not paid your debts.
As a result
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, even though you have a
card
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, you are not in the position to use it at the time you need it the most.
Instead
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of that, if you have health insurance, you can get hospitalised and can cover hospital bills.
Also
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, nowadays, people are actively investing their money in mutual funds and with long time investments, you can get good profits.
Thus
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you can utilize your saving in emergency situations. In conclusion,
Although
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there are good arguments in favour of people claiming that
one
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must have a
credit
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card
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, I strongly believe that getting health insurance and doing enough savings can replace
credit
Use synonyms
cards.
Submitted by shreyaraut1996 on

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Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

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Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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