In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
In the globalization era, technology is unseparated from human life. Increasing usage of technology can be seen in many areas,
such
as cashless transactions. Linking Words
However
, as with other things in life, it is a double-edged sword where we can find both pros and cons. I personally believe that Linking Words
this
condition has more advantages than disadvantages. In Linking Words
this
essay, I will explain the reasons behind my stance.
In our daily life, online payment has many advantages. Most of them are about their simplicity and convenience. Linking Words
Firstly
, mobile banking can make an economic transaction faster without using real money. Nowadays, people can make direct payment using an application from their phone without experiencing the hustle of going to an automatic teller machine and withdrawing cash. Linking Words
For example
, when I am buying some food for lunch and forgot to take some cash before, I can directly use an electronic wallet to pay for it. Linking Words
In addition
, the use of mobile banking allows people to shop from home. Using the combination of an online shopping application and e-wallet, people can directly purchase their daily needs with a single click. Linking Words
Thus
, it makes society's activity easier because they don't have to queue in front of an ATM or go to a real store.
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On the other hand
, there is a major downside from using Linking Words
this
kind of transaction which revolve around its safety. There are a lot of online crimes and frauds involving Linking Words
this
mode of payment. Linking Words
For instance
, there are a lot of incidences of Linking Words
the
personal data leaks, including bank information following the use of Correct article usage
apply
this
technology. Linking Words
Consequently
, the customers need to take more caution to ensure their safety.
In summary, based on the reasons mentioned above, the positive effects of mobile banking outweigh their negative factors. Linking Words
Nonetheless
, there is a need to increase caution to ensure the safe activity of the user.Linking Words
Submitted by wildan0503 on
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