In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phones #cellphones #apps #development

In the globalization era, technology is unseparated from human life. Increasing usage of technology can be seen in many areas,

such

as cashless transactions.

However

, as with other things in life, it is a double-edged sword where we can find both pros and cons. I personally believe that

this

condition has more advantages than disadvantages. In

this

essay, I will explain the reasons behind my stance. In our daily life, online payment has many advantages. Most of them are about their simplicity and convenience.

Firstly

, mobile banking can make an economic transaction faster without using real money. Nowadays, people can make direct payment using an application from their phone without experiencing the hustle of going to an automatic teller machine and withdrawing cash.

For example

, when I am buying some food for lunch and forgot to take some cash before, I can directly use an electronic wallet to pay for it.

In addition

, the use of mobile banking allows people to shop from home. Using the combination of an online shopping application and e-wallet, people can directly purchase their daily needs with a single click.

Thus

, it makes society's activity easier because they don't have to queue in front of an ATM or go to a real store.

On the other hand

, there is a major downside from using

this

kind of transaction which revolve around its safety. There are a lot of online crimes and frauds involving

this

mode of payment.

For instance

, there are a lot of incidences of

the

Correct article usage

apply

show examples

personal data leaks, including bank information following the use of

this

technology.

Consequently

, the customers need to take more caution to ensure their safety. In summary, based on the reasons mentioned above, the positive effects of mobile banking outweigh their negative factors.

Nonetheless

, there is a need to increase caution to ensure the safe activity of the user.

Submitted by wildan0503 on Tue Sep 21 2021

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310 words

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Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

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Clear & comprehensive ideas

Relevant & specific examples

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In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Essentional vocabulary list for IELTS Writing 7+

Some people think that the Olympic Games is an exciting event and can bring nations together. Others, however, think that it is a waste of money. Discuss both these views and give your own opinion.

Some cultures appear to give preference to older people than younger people while other cultures seem to prefer the younger generation. Which do you think is better? Discuss including examples from your own knowledge and experience.

In some cultures, children are often told they can achieve anything if they try hard enough. What are the advantages and disadvantages of giving children this message?

Students are becoming more and more reliant on technology. What are some of the problems associated with reliance on computers, and what are some of the possible solutions?

Evidence suggests that there is a significant rise in the number of money-consumers having willing to use a credit card more than cash. Although some disadvantages are accruing to credit card usage, I believe that advantages outweigh the disadvantages.