In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #apps #development

Nowadays, as the world is growing so is technology. The digital payment development trend has spread like fire in many countries.

This

development has both benefits as well as drawbacks. On the one hand, cell phones are the most integral part of everybody's life. It has made everyone's life convenient, and easy. To illustrate

this

, now people do not have to carry cash, and even they would not have to worry about robbers around the streets. They do not have to stand in long queues to get their passbook updated.

Instead

, Humans can see the

transactions

they have done in past anytime, and anywhere in the world. Mankind can travel to any part of the world without getting currency changed. They can directly pay to any merchant or any individual via digital payment applications. Merchants give assured cashback to promote digital

transactions

On the other hand

, there is a huge risk of cyber-attacks while using payment applications. As, the internet is required to process the transaction, and there are

less

Change the quantifier

fewer

show examples

layers of security and verification as compared to the

transactions

done on the point-of-sale terminal. Some apps even save the card information and it can easily be accessible to hackers. Data breaches and privacy leaks are the main concerns of online payments.

Although

, the bank sent you an OTP usually by text or e-mail registered with the bank before the transaction is processed to verify the identity but there are chances of fraud when somebody else other than the owner has access to them. Nobody should share his/her card details with anyone over the phone or in person. To conclude

this

, digital payments even though are feasible and accessible to everyone but monetary scams and frauds may certainly outweigh the pros of using a cellphone for

transactions

Submitted by tushar.chaudharytc on Tue Sep 21 2021

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4Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

4 paragraphs

297 words

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Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

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In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Fully explain your ideas

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Nowadays, a growing number of people with health problems are trying alternative medicines and treatments instead of visiting their usual doctor. Do you think this is a positive or a negative development?