In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does the development have more advantages or more disadvantages?

It is true that the number of persons who choose to pay for things using mobile phones is growing in many parts of the world .
Although
I think that
this
trend has some obvious negative consequences , I believe that the advantages of mobile payment can outweigh its disadvantages . On the one hand , there are some reasons that why some people do not appreciate paying for products or services through apps on their electronic devices. The strongest reason is they want to pay with their phones, they obligatory send all their personal information which can be used for making unauthorized transactions or purchases ,
as a result
,
this
method increases the risk of payments fraud .
In addition
,
this
development makes purchasing so easy and
then
individuals will become more addicted to shopping for things that they do not need and spend more money that should be invested in meaningful things .
On the other hand
, in spite of these arguments mobile payment brings several benefits to individuals.
Firstly
, the ease and convenience of paying for products or services that provide
this
method is the important merit of
this
trend because they can purchase what they want at any time and any place ,
consequently
, time and distance remain not barriers for purchasing .
Secondly
,
this
trend may help people to save their hours which should be invested in meaningful stuff .
For example
,
instead
of going to public administration in order to pay electricity or internet bills , individuals can easily do
this
activity in a few minutes by using their cellphone without effort and spending time . In conclusion , despite that mobile payments can lead in some cases to getting a payment fraud or wasting money by shopping for stuff that they do not need, I believe that
this
development proves to be the best choice and their benefits exceed its drawbacks .
Submitted by molfruit7 on

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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