In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In

this

modern era, individuals

use

cell phone applications in their daily

life

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lives

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. People

use

mobile-

Correct your spelling

mobile apps

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apps

to pay

their

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for their

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daily needs in numerous regions.

This

is a positive development;

however

, there are some barriers

of

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to

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using

such

apps

. In

this

essay, I am going to elaborate pros and cons of using mobile

apps

for transactions. To commence with, there are

plethora

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a plethora

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of advantages to

use

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using

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mobile-

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mobile apps

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apps

as an e-wallet. First and foremost, easy access to the payment gateway with the help of the internet. Anyone can transfer payment from one device to another.

For instance

, payment

apps

like

phone-pay

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PhonePay

or

paytm

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Paytm

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provide the facility of e-transaction in malls and stores in which people do not need to carry cash with them. These kinds of

apps

make the process accessible with just one swipe.

Moreover

, the facility to save transaction history makes these

apps

more useful. Anyone can check the date, time and amount of the transfer.

Furthermore

,

this

hassle-free process helps individuals in travelling when they travel to another country.

Therefore

,

use

Correct article usage

the use

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of e-transaction

apps

is becoming popular.

On the other hand

, there are some consequences to

use

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using

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these

apps

.

Firstly

, the chance of hacking personal and financial details. These

apps

are operated through the internet. Any hacker can hack the gadget and steal the financial or transaction details which they may

use

in illegal activities.

Secondly

,

such

apps

are not useful for those who do not feel familiar with new technology or applications.

For example

, many illiterate or old-school people who do not know

to

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how to

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operate new gadgets face difficulties in

this

process.

Finally

, the internet facility has not been provided in all places,

this

barrier may fail the transaction in remote locations.

To conclude

, every technology has

their

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its

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own positive and negative effects. In my opinion, the advantages offered by these platforms outweigh the disadvantages because they allow the instant transfer of money from anywhere and at any time. Security concerns can be mitigated by taking adequate precautions.