In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

In recent times, we have seen tremendous growth in mobile digital payment solutions across the globe. In many countries, people

use

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mobile phone

apps

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to pay

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for or

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purchase things from online or retail stores. Nowadays, it has become more common. In

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essay, I will be sharing the advantages of

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development.

Firstly

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, using mobile applications to pay for a product or service brings more convenience to people. Earlier, the only way to pay for a product in the store is by cash or credit card, so, every time public should carry the cash, or they should hold the credit card which is accepted by retail. Nowadays, most retail business accepts digital payments using mobile

apps

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.

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, In India, a couple of years ago the only way we can transact with a small vendor is by carrying cash. But, nowadays, almost everyone accepts

application

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wallet payments like PayTM, PhonePe, etc.,

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advancement makes life simpler for both shop owners and consumers.

Secondly

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, both vendors and a consumer can

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the

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to track their

expenses

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. Often, it brings a lot of challenges to track and maintain the

expenses

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, people

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spreadsheets and other tools to track the

expenses

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. But the recent payments

application

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will be able to easily categorize and share the

expenses

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in no time.

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developments bring a lot of advantages, we do have some negative developments associated with them. We often hear a lot of news about surety issues. Since we

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these

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to load and save hard-earned money it is not 100% that the money, we keep is secured.

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, In India, there were several cases booked for hacking the payment

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to steal money from others. In conclusion, every development has positives and negatives, it purely depends on how we

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them. Payment solutions using a mobile

application

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has a positive development to countries provided if we all

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it wisely.