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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development
In recent times, we have seen tremendous growth in mobile digital payment solutions across the globe. In many countries, people
use
 mobile phone
apps
 to pay
or
Change preposition
for or
show examples
 purchase things from online or retail stores. Nowadays, it has become more common. In
this
 essay, I will be sharing the advantages of
such
 development.
Firstly
, using mobile applications to pay for a product or service brings more convenience to people. Earlier, the only way to pay for a product in the store is by cash or credit card, so, every time public should carry the cash, or they should hold the credit card which is accepted by retail. Nowadays, most retail business accepts digital payments using mobile
apps
.
For example
, In India, a couple of years ago the only way we can transact with a small vendor is by carrying cash. But, nowadays, almost everyone accepts
application
 wallet payments like PayTM, PhonePe, etc.,
Such
 advancement makes life simpler for both shop owners and consumers.
Secondly
, both vendors and a consumer can
use
 the
application
 to track their
expenses
. Often, it brings a lot of challenges to track and maintain the
expenses
, people
use
 spreadsheets and other tools to track the
expenses
. But the recent payments
application
 will be able to easily categorize and share the
expenses
 in no time.
Although
such
 developments bring a lot of advantages, we do have some negative developments associated with them. We often hear a lot of news about surety issues. Since we
use
 these
apps
 to load and save hard-earned money it is not 100% that the money, we keep is secured.
For instance
, In India, there were several cases booked for hacking the payment
apps
 to steal money from others. In conclusion, every development has positives and negatives, it purely depends on how we
use
 them. Payment solutions using a mobile
application
 has a positive development to countries provided if we all
use
 it wisely.
Submitted by cvkk2010 on

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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