Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

#students #school #money

Indubitably, in the current era of materialism, money management is one of the most crucial skills to be acquired.

However

, it is a disturbing but undeniable fact that any knowledge or information regarding

such

aspects is significantly lacking among contemporary high school graduates. Apropos of the matter,

this

essay will elaborate on its drives as well as propose several solutions to tackle

this

issue.

To begin

with, the fact that high-school leavers are not capable of balancing their income and expenditure can be attributed to two main rationales, one of which is the current outdated educational system. By way of clarification, schoolchildren are overloaded with a great number of subjects in both scientific and social fields, not to mention the several extracurricular classes, rendering the uptake of lessons about conscious spending impossible due to insufficient time.

Additionally

, the inability of high-school leavers to manage their own finances

also

results from the

parents

' negligence regarding

this

matter. Evidently, the majority of high school students live with their

parents

and are wholly financially dependent on them.

Accordingly

, except for those growing up in underprivileged families, most adolescents form a carefree attitude towards money since their

parents

always overprotect them in financial matters, and yield to every wish of them, which gradually instils a habit of underestimating the value of cash and minimizes their chances of becoming capable money managers. Admittedly, various feasible solutions can be implemented in order to comprehensively remedy the aforementioned problematic issue. On the educational level, more emphasis should be placed on the instruction of essential and transferable life skills in an academic environment

such

as the complete guide on the know-how to distribute their allowances effectively.

Such

a practice can equip scholars with adequate knowledge to manage their own finances and successfully transition into adulthood in

this

money-driven society.

For example

, suppose that schools organize several workshops during the academic year, students would be informed about steps for financial planning and

then

further

foster

such

skills by gaining

first

-hand experiences through practical experiences or extracurricular courses during summertime.

Moreover

, on the parental level, they would have to adopt a few strict measures and become less lenient towards children's desires. By keeping the allowance dispersed at given times and not by any chance extending credit,

parents

can surely teach their kids about living within their means. In conclusion, the negligence of schools and

parents

regarding budgeting should be the main cause of high-school leavers’ lack of financial knowledge.

However

, I believe that

such

a trend can be reversed with concerted attempts made in both school and family settings.

Submitted by caohoangnhuphuc on Sun Jul 17 2022

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12Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

429 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Students leave high school without learning the way how to manage their money. What are the reasons and solutions of this issue?

Support ideas with relevant, specific examples

When choosing a job, salary is the most important decision. To what extent do you agree or disagree?

A 'cashless society' is one where people use debit/credit cards and other forms of payment instead of cash. Do the advantages of a cashless society outweigh the disadvantages?

Some people say that when deciding how taxes are spent, government should prioritize health care. Others think that there are more important priorities for tax-payers’ money. Discuss both views and give your opinion.