In many countries, paying for things using mobile app is becoming increasingly common. Does this development are having more advantages or disadvantages?

Technology advancement has become a major global growth, involving all spheres of human life including banking. It is no doubt that in most parts of the world, online
transactions
are becoming popular.
This
development has more benefits than drawbacks.
To begin
with, virtual
transactions
is more convenient and eliminate distance barrier.
One
can make business
transactions
in any part of the world without having to leave their comfort zone.
For example
, I purchased a pair of shoes from a store in the UK while I was on vacation in Ghana without having to travel to the UK to get them. Moreso, it makes banking easier as it eliminates crowded banking halls. Most people dread banks due to
its
Correct pronoun usage
their
show examples
long queues but now, queues have drastically reduced with mobile apps as most
transactions
can be carried out via the app. It is true that the use of banking apps has increased the number of fraudulent activities.
This
is because Internet fraudsters could easily access
one
's
account
with some little details of the
account
owner.
For example
, a neighbour of mine recently had her
account
emptied following a transaction made online.
Similarly
, it discourages saving. Because of the ease to purchase goods online,
one
finds it hard to save money for rainy days.
Nevertheless
, it provides safety precautions. Banking apps have been equipped with several useful features to help regulate spending as well as block access to
one
's
account
in cases of theft. In conclusion, the advantages of online
transactions
far outweigh
it
Change the pronoun
its
show examples
drawbacks as it is convenient and eliminate crowded banking hall.
Submitted by ladsrealities on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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