In many countries, paying for things using mobile app is becoming increasingly common. Does this development are having more advantages or disadvantages?

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Technology advancement has become a major global growth, involving all spheres of human life including banking. It is no doubt that in most parts of the world, online
transactions
Use synonyms
are becoming popular.
This
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development has more benefits than drawbacks.
To begin
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with, virtual
transactions
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is more convenient and eliminate distance barrier.
One
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can make business
transactions
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in any part of the world without having to leave their comfort zone.
For example
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, I purchased a pair of shoes from a store in the UK while I was on vacation in Ghana without having to travel to the UK to get them. Moreso, it makes banking easier as it eliminates crowded banking halls. Most people dread banks due to
its
Correct pronoun usage
their
show examples
long queues but now, queues have drastically reduced with mobile apps as most
transactions
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can be carried out via the app. It is true that the use of banking apps has increased the number of fraudulent activities.
This
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is because Internet fraudsters could easily access
one
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's
account
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with some little details of the
account
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owner.
For example
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, a neighbour of mine recently had her
account
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emptied following a transaction made online.
Similarly
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, it discourages saving. Because of the ease to purchase goods online,
one
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finds it hard to save money for rainy days.
Nevertheless
Linking Words
, it provides safety precautions. Banking apps have been equipped with several useful features to help regulate spending as well as block access to
one
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's
account
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in cases of theft. In conclusion, the advantages of online
transactions
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far outweigh
it
Change the pronoun
its
show examples
drawbacks as it is convenient and eliminate crowded banking hall.

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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